Credit Card Funds Transfer: 0% interest, fee from 0.90%

0% interest; one-time processing fee from 0.90% (EIR from 2.06% p.a.)

Standard Chartered cardholders can move part of their credit limit to cash at 0% interest for 3 to 12 months, with a lowered one-time processing fee from 0.90% (EIR from 2.06% p.a.).

View the promotion· sc.com ↗

When: Ongoing since 10 NovNo end date
Where: Online only · order at sc.com ↗
Category: Cards & Banks

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Deal details

Credit Card Funds Transfer

0% p.a. interest for tenures of 3, 6, 9 or 12 months
Lowered one-time processing fee from 0.90% (EIR from 2.06% p.a.)
Cash comes from your available SC credit card limit
New customers without an SC card get a Simply Cash card with a funds transfer of up to 90% of the approved limit

Who can apply

Age 21+; income S$30,000 (Singaporeans and PRs) or S$90,000 with an Employment Pass
Not for supplementary, corporate or S$500-limit cards
SMS LOAN CCFT NAME to 77272 for a call back

Good to know

Processing fee is charged on approval and not refunded
Missing the minimum payment two or more months in a row can end the 0% rate; EIR then 29.9% p.a.
The promotions list still shows the older 'from 1.80% processing fee (EIR from 4.86%)'; the product page shows 0.90%
T&Cs: Credit Card Funds Transfer Programme terms (PDF)

Summarised from sc.com.

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