CashOne personal loan from 0.90% p.a. (EIR from 1.75%)

0.90% p.a.

Interest from 0.90% p.a. (EIR from 1.75% p.a.; 2.15% p.a. with the S$199 first-year fee)

Standard Chartered's CashOne personal loan is offered from 0.90% p.a. (EIR from 1.75% p.a.) over 1 to 5 years, with instant approval and disbursement.

View the promotion· sc.com ↗

When: Ongoing since 10 NovNo end date
Where: Online only · order at sc.com ↗
Category: Cards & Banks

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Deal details

CashOne Personal Loan rates

From 0.90% p.a. applied rate (EIR from 1.75% p.a., 5-year tenure, before the annual fee)
With the S$199 first-year annual fee: EIR 2.15% p.a. for S$20,000 over 5 years
Tenure 1 to 5 years; approval and disbursement in real time to any bank account

Fees

First-year annual fee S$199, taken from the loan amount (S$10,000 loan: S$9,801 paid out)
From year 2: S$50 a year only if instalments were late in the past 12 months
Late payment S$100 a month; early repayment S$150 or 3% of outstanding principal, whichever is higher

Good to know

No late penalties after 6 months of full on-time instalments (minimum payment S$50 or 1% of the monthly principal)
Existing SC cardholders get a Credit Card Instalment Loan drawn from their card limit (up to 98% of the available limit)
Referrers of a CashOne borrower get S$200 under the Personal Loan Member-Get-Member promotion till 31 Dec 2026
SMS LOAN CASHINFO NAME to 77272 for a call back

Summarised from sc.com.

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