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Time deposit rates up to 2.3% p.a. (10-15 Nov)

2.3% p.a.S$500

New SGD time deposits placed in the BOC Mobile Banking app earn up to 2.30% p.a. from 10 to 15 Nov, with placements from S$500.

View the promotion· bankofchina.com ↗

When
10 Nov – 15 Nov
Where
Online only · order at bankofchina.com ↗
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Deal details

SGD time deposit promo rates · Bank of China Singapore (10 to 15 Nov 2026)

  • New placements in the BOC Mobile Banking app only
  • 1 month 1.10%, 2 months 1.20% (from S$500)
  • 3 months: 1.60% from S$500, 2.10% from S$20,000, 2.30% from S$200,000
  • 5 months: 1.50% from S$500
  • 6 months: 1.70% from S$500, 2.10% from S$20,000, 2.30% from S$200,000
  • 9 and 12 months: 1.70% from S$500, 2.10% from S$20,000
  • 18 months 1.60%, 24 months 1.55% (from S$500)

Other currencies (same period)

  • USD (from US$2,000): 1 month 3.80%, 3 months 4.00%, 6 months 4.40%, 9 months 4.30%, 12 months 4.60%
  • AUD (from A$5,000): 1 month 4.15%, 3 months 4.45%, 6 months 4.60%
  • NZD (from NZ$5,000): 2.50% / 2.90% / 3.10% for 1 / 3 / 6 months
  • EUR (from €5,000): 2.35% / 2.60% / 2.80% for 1 / 3 / 6 months
  • GBP (from £2,000): 3.55% / 3.80% / 4.00% for 1 / 3 / 6 months
  • RMB (from RMB 3,000): 1.25% to 1.45% for 1 to 24 months

Good to know

  • Personal customers only; you need a BOC savings or current account to place a deposit in the app
  • The rate is the one shown when you place the deposit
  • Taking the money out early can cost you interest
  • SGD deposits are insured by SDIC up to S$100,000 per depositor; foreign currency deposits are not

Summarised from bankofchina.com.

Conditions

New placements via the BOC Mobile Banking app only, 10-15 Nov 2026; personal customers; needs a BOC savings or current account; min. S$500.

Source: bankofchina.com ↗

Picture: © Bank of China, from bankofchina.com. Your picture? Ask us to remove it

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