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Personal Loan online: Up to 2% cash rebate in November

Cash rebate 1% (S$10,000-S$49,999) or 2% (S$50,000+) of the approved loan; interest from 1.00% p.a. (EIR from 1.93% p.a.)

UOB Personal Loans approved online in Nov 2026 for S$10,000 or more over 3-5 years get a 1% cash rebate, or 2% from S$50,000; rates from 1.00% p.a. (EIR from 1.93% p.a.).

View the promotion· uob.com.sg ↗

When: 1 Nov – 30 Nov
Where: Online only · order at uob.com.sg ↗
Category: Cards & Banks

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Deal details

Cash rebate · approved 1 to 30 Nov 2026

S$10,000 to below S$50,000: 1.00% of the approved loan amount
S$50,000 and above: 2.00% of the approved loan amount
Tenor must be 36, 48 or 60 months
UOB's example: S$250,000 over 3 years gives a S$5,000 rebate
Applications in the same month can be combined to reach the amount; rebate paid once per person

Loan terms on the page

Interest from 1.00% p.a. (EIR from 1.93% p.a.); range 1.00% p.a. (EIR 1.93%) to 8.00% p.a. (EIR 17.62%)
Processing fee waived for all tenors
Tenor 1 to 5 years; repayment from S$20 a month on a S$1,000 loan over 60 months

Rebate payment and clawback

Credited within 6 months after 30 Nov 2026 to the CashPlus or credit card personal loan account
Clawed back if the loan is cancelled within 12 months or repaid early

Good to know

Existing UOB credit card or CashPlus customers, or new customers who apply for one in the same period
Eligibility: Singapore Citizen or PR, 21-65 years, min. income S$30,000
Applications via UOB Personal Internet Banking or third-party loan comparison sites do not qualify
The borrow promotions hub still shows older rates from 1.52% p.a. (EIR from 2.92% p.a.); the loan page shows 1.00% p.a.
Full terms: "UOB Personal Loan Cash Rebate Promotion" PDF on the page

Summarised from uob.com.sg.

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Conditions

Apply directly on UOB's Personal Loan page and get approved 1-30 Nov 2026; min. S$10,000; tenor 36, 48 or 60 months; applications via internet banking or third-party comparison sites do not count.

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Source: uob.com.sg ↗

Last checked 10 Nov 2026