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CashPlus: 0% interest for 4 months for new online sign-ups
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New UOB CashPlus customers who apply online with Myinfo from 1 Nov 2026 to 31 Jan 2027 get 0% interest for 4 months with no fee, or 6 or 12 months with a nominal fee.
View the promotion· uob.com.sg ↗
- When
- 1 Nov – 31 Jan
- Where
- Online only · order at uob.com.sg ↗
- Category
- Cards & Banks
Deal details
Welcome offer · approved 1 Nov 2026 to 31 Jan 2027
- 0% p.a. for 4 months, S$0 nominal fee (EIR 0% p.a.)
- 0% p.a. for 6 months, nominal fee S$160 for credit limits up to S$30,000, or 1.6% of the limit above S$30,000 (EIR 3.34% p.a.)
- 0% p.a. for 12 months, nominal fee S$300 for limits up to S$30,000, or 3.0% of the limit above S$30,000 (EIR 3.30% p.a.)
- The 0% period starts on the approval date (the SMS date)
UOB's example on S$15,000 used
- Interest at another bank's card at 28% p.a.: S$1,400 (4 months), S$2,100 (6 months), S$4,200 (12 months)
- Savings with CashPlus: S$1,400, S$1,940 and S$3,900
After the offer
- Prevailing rate 20.9% p.a. (income S$30,000+) or 24% p.a.; minimum payment 2% or S$30
- Missed minimum payment: 29.98% p.a. for 4 months, late charge S$120
- Annual fee S$120, waived for the first year
Good to know
- Not for existing CashPlus holders or anyone who closed one in the 6 months before 1 Nov 2026
- Eligibility: Singapore Citizen or PR, 21+, min. income S$30,000
- Nominal fee is charged in the first 3 weeks of the month after approval
- Full terms: "UOB CashPlus Online Prevailing Interest Rate Promotion" PDF on the page
Summarised from uob.com.sg.
Conditions
New CashPlus customers only; apply online via Myinfo and get approved 1 Nov 2026-31 Jan 2027; not with Balance Transfer or Personal Loan applications.
In UOB's words
Access instant funds with UOB CashPlus. Enjoy flexible repayments starting from just S$30 per month. Apply today to take advantage of our limited-time 0% interest promotion.
Source: uob.com.sg ↗
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