OCBC promotion: 360 Account: Higher Save bonus, up to 0.65% p.a. (EIR up to 4.70%)

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360 Account: Higher Save bonus, up to 0.65% p.a. (EIR up to 4.70%)

0.65% p.a.

Interest offer: Save bonus EIR 0.65% p.a. on the first S$100,000 (usually 0.40%)

Until 31 Dec 2026, OCBC 360 Account holders who grow their average daily balance by S$500 a month get a Save bonus of 0.50% on the first S$75,000 and 1.10% on the next S$25,000.

View the promotion· ocbc.com ↗

When: 1 Aug – 31 Dec
Where: Online only · order at ocbc.com ↗
Category: Cards & Banks

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Deal details

Save bonus · 1 Aug to 31 Dec 2026

First S$75,000: 0.50% p.a. (usually 0.40%)
Next S$25,000: 1.10% p.a. (usually 0.40%)
EIR on the first S$100,000: 0.65% p.a.
Condition: average daily balance this month at least S$500 higher than last month

Max EIR with other 360 bonuses (first S$100,000)

Salary + Save: 1.95% p.a.
Salary + Save + Spend: 2.20% p.a.
Salary + Save + Spend + Insure or Invest: 3.45% p.a.
Salary + Save + Spend + Insure + Invest: 4.70% p.a.
Base interest 0.05% p.a. on all balances

Good to know

Save bonus is worked out monthly and credited by the 7th business day of the next month
No bonus for a month in which the balance did not grow by S$500
Insured up to S$100k by SDIC
T&C PDF: Terms and Conditions Governing the 360 Account Save Bonus Promotion (August 2026)

Summarised from ocbc.com.

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