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Citibank International Personal Bank: USD time deposit up to 4.50% p.a.

4.50% p.a.

Interest rate promotion: 4.00% to 4.50% p.a.

Citigold and Citigold Private Client clients of Citibank International Personal Bank (IPB) get 4.00% p.a. on a 3-month and 4.50% p.a. on a 6-month USD time deposit with new funds placed 1 to 30 Nov 2026.

View the promotion· citibank.com.sg ↗

When: 1 Nov – 30 Nov
Where: Online only · order at citibank.com.sg ↗
Category: Cards & Banks

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Deal details

New-to-bank IPB Citigold / Citigold Private Client

New funds US$200,000 to US$5,000,000
3 months: 4.00% p.a.
6 months: 4.50% p.a.
Total AUM at least US$200,000 (Citigold) or US$1,000,000 (Citigold Private Client) when the deposit is placed
New to Citi: no primary Citi account or relationship in the last 24 months

Existing IPB Citigold and Citigold Private Client

New funds US$5,000 to US$5,000,000
3 months: 4.00% p.a.; 6 months: 4.50% p.a.

Good to know

Placement period 1 to 30 Nov 2026
New funds must not come from an existing Citi account
Promotional rates cannot be combined with other promotions
Early withdrawal to send money out of Citi has a charge; at maturity the deposit rolls over at board rates unless you give instructions
Foreign currency deposits are not insured by SDIC; exchange rates can cause a loss
T&Cs: Citi New-to-Bank New Funds Time Deposit Promotion (IPB); IPB Citigold USD Time Deposit T&Cs (PDF)

Summarised from citibank.com.sg.

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Conditions

For Citibank International Personal Bank (IPB) Citigold and Citigold Private Client clients; new funds only; place through a Client Advisor (not online or in the app) by 30 Nov 2026; new-to-bank clients need total AUM of US$200,000 (Citigold) or US$1,000,000 (Citigold Private Client) when the deposit is placed.

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In Citibank's words

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Source: citibank.com.sg ↗

Last checked 12 Nov 2026