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Citi SMRT card: 4.7% bonus SMRT$ on Malaysian Ringgit spend

4.7%

4.7% bonus SMRT$; capped at SMRT$600 per 12 months

Citi SMRT cardmembers get 4.7% bonus SMRT$ on purchases made in Malaysian Ringgit (5% savings in total) when they spend at least S$500 in the statement month, until 28 Feb 2027.

View the promotion· citibank.com.sg ↗

When: 1 Sep – 28 Feb
Where: Online only · order at citibank.com.sg ↗
Category: Cards & Banks

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Deal details

Malaysian Ringgit spend bonus

4.7% bonus SMRT$ on qualifying retail purchases charged in Malaysian Ringgit
Shown on the card page as 5% savings on Malaysian Ringgit spend
Needs at least S$500 qualifying retail spend on the card in the statement month

Good to know

Promotion Period 1 Sep 2025 to 28 Feb 2027
Bonus SMRT$ capped at SMRT$600 in any 12-month period from card issue or renewal
Payments converted to SGD at the terminal (dynamic currency conversion) do not count
Excluded: bill payments, insurance, education, government, transit, wallet top-ups, gambling and other excluded merchant categories
Bonus from supplementary cards goes to the main cardmember's account
T&Cs: Citi SMRT Card Malaysian Ringgit Spend Promotion (PDF)

Summarised from citibank.com.sg.

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