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Citi Quick Cash welcome rate from 3.45% p.a. (EIR 6.5%)

3.45% p.a.

Loan rate from 3.45% p.a.; EIR 6.5% p.a.

New Citi credit card or Citibank Ready Credit account holders can take Citi Quick Cash at interest rates from 3.45% p.a. (effective 6.5% p.a.) with no processing fee, over 12 to 60 months.

View the promotion· www1.citibank.com.sg ↗

When: Ongoing since 10 NovNo end date
Where: Online only · order at www1.citibank.com.sg ↗
Category: Cards & Banks

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Deal details

Rates by tenure (nominal / effective p.a.)

12 months: 3.56% / 6.50%
24 months: 3.46% / 6.50%
36 months: 3.45% / 6.50%
48 months: 3.46% / 6.50%
60 months: 3.48% / 6.50%

Loan terms

No processing or admin fee
Borrow up to 4x monthly income, or 8x with annual income of S$120,000 and above
Funds paid next working day into a Citi account, up to 5 working days for other banks

Good to know

Cancellation fee: S$100 or 3% of the outstanding loan, whichever is higher
Apply via the Citi Mobile App or Citibank Online; new customers need NRIC/passport and income documents
No end date shown on the page

Summarised from www1.citibank.com.sg.

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Conditions

New Citi credit card or Citibank Ready Credit account holders only; subject to approval; minimum annual income S$30,000 (Singaporean/PR) or S$42,000 (foreigner).

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Source: www1.citibank.com.sg ↗

Last checked 10 Nov 2026