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Citigold / Citigold Private Client welcome rewards: Up to S$84,000

CashbackS$600

New-to-bank clients who open Citigold or Citigold Private Client with fresh funds get a cash Funding Reward (S$600 to S$27,000) plus a Wealth Bonus for investments and insurance bought within 3 months. Open 1 Nov 2026 to 31 Mar 2027.

View the promotion· citibank.com.sg ↗

When: 1 Nov – 31 Mar
Where: Online only · order at citibank.com.sg ↗
Category: Cards & Banks

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Deal details

Funding Reward by total new funds (cash)

Citigold, not an Accredited Investor (AI): S$600 for S$350,000 and above
AI with Citigold or Citigold Private Client: S$350,000 = S$1,200; S$1,500,000 = S$5,000; S$3,000,000 = S$11,000; S$5,000,000 = S$19,000; S$7,000,000 = S$27,000
Funding is the net increase in assets under management (AUM) within the Welcome Period; moves between Citi accounts or family accounts do not count

Wealth Bonus for investments and insurance

S$500 per S$100,000 of new investments and/or insurance for the S$350,000 tier
S$1,500 per S$100,000 for the higher tiers (Citigold Private Client examples on the T&Cs)
Wealth Bonus capped at S$50,000 per client; investments are Citi funds, bonds or structured notes with at least 2% sales charge, insurance is AIA plans sold by Citi
Example in the T&Cs: Citigold client funds S$500,000 and invests S$200,000 = S$1,000 Wealth Bonus

How the page reaches S$7,200 and S$84,000

Citigold S$7,200: S$800,000 fresh funds, AI sign-up, invest/insure S$400,000, place S$400,000 in a 6-month time deposit
Citigold Private Client S$84,000: S$5,000,000 fresh funds, AI sign-up, invest/insure S$3,500,000, place S$1,500,000 in a 6-month time deposit
These totals include the time deposit interest: 2.00% p.a. 6-month or 1.55% p.a. 3-month SGD; 4.50% p.a. 6-month or 4.00% p.a. 3-month USD

Other perks listed on the page

6 months of commission-free online buy trades for US and Hong Kong markets with a new brokerage account
Annual fee waiver on one core and one co-branded Citi credit card (not Citi ULTIMA or Prestige) while Citigold is kept
Citi Wealth First Account: up to 7.51% p.a. interest with salary, spend, invest, insure, borrow and save bonuses

Good to know

Promotion Period 1 Nov 2026 to 31 Mar 2027; Welcome Period is the account-opening month plus 2 more months
Reward paid in one sum between the 7th and end of the 8th month after the account-opening month, into the primary Citi SGD account
Clients who open through SingSaver, MoneySmart or other non-Citi channels get no Funding Reward
Also offered to International Personal Bank (IPB) clients; their USD balances count at USD1 = SGD1.35
Monthly fee if the Total Relationship Balance falls below the requirement; fee for closing the account within 6 months
T&Cs: Citi New-to-Bank Welcome Program Terms and Conditions (PDF)

Summarised from citibank.com.sg.

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Conditions

New clients with no Citi primary account in the last 24 months; Citigold AUM at least S$350,000 or Citigold Private Client at least S$1,500,000 with Accredited Investor sign-up; keep AUM until the reward is paid.

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Source: citibank.com.sg ↗

Last checked 10 Nov 2026