{
  "id": "uob-property-loan-referral-cash-credit-2026-04-10",
  "url": "https://spill.sg/p/uob-property-loan-referral-cash-credit-2026-04-10",
  "brand": "UOB",
  "title": "Property loan Introduce-a-Friend: Up to S$1,000 card cash credit per referral",
  "summary": "Existing UOB customers who refer a friend taking up a UOB property loan by 31 Dec 2026 get S$300, S$750 or S$1,000 cash credit on their UOB credit card, depending on the loan size.",
  "deal_type": "cashback",
  "badge": "Cashback",
  "price_sgd": 300,
  "original_price_sgd": null,
  "start_date": "2026-04-10",
  "end_date": "2026-12-31",
  "time_note": null,
  "conditions": "Referrer needs a UOB banking product and a UOB credit card; referral form and friend's letter of offer acceptance by 31 Dec 2026.",
  "details": [
    {
      "heading": "Reward per successful referral",
      "lines": [
        "Loan under S$1 million: S$300 cash credit to your UOB credit card",
        "S$1 million to under S$3 million: S$750 cash credit",
        "S$3 million and above: S$1,000 cash credit",
        "A referral counts once the friend accepts UOB's letter of offer"
      ]
    },
    {
      "heading": "Minimum loan size",
      "lines": [
        "HDB home loans: S$180,000",
        "Private home, commercial property and term loans: S$300,000",
        "Thailand and Malaysia property loans: S$180,000 equivalent",
        "Australia, London and Japan property loans: S$400,000 equivalent"
      ]
    },
    {
      "heading": "How it works",
      "lines": [
        "Programme period 10 Apr to 31 Dec 2026",
        "Submit the Introduce A Friend referral form by 31 Dec 2026 with the last 4 digits of your UOB credit card (or agree to apply for one)",
        "The friend must accept the letter of offer by 31 Dec 2026 and agree to UOB telling you"
      ]
    },
    {
      "heading": "Good to know",
      "lines": [
        "Referred friends must have no UOB property loan, no property agent or mortgage broker, and no other UOB loan gifts such as the online exclusive",
        "UOB staff cannot take part; selected rate packages only",
        "Full terms: \"Introduce A Friend Programme (10 April 2026 to 31 December 2026)\" PDF on the page"
      ]
    }
  ],
  "promo_url": "https://www.uob.com.sg/personal/borrow/property-loans/referral-programme.page",
  "booking_url": "https://www.uob.com.sg/personal/borrow/property-loans/referral-programme.page",
  "pdf_url": "https://www.uob.com.sg/web-resources/personal/pdf/personal/borrow/property/referral-programme/iaf-programme-tcs.pdf",
  "promo_code": null,
  "coupons": [],
  "eligibility": [],
  "category": "finance",
  "status": "live",
  "all_outlets": false,
  "outlets": [],
  "hours_today": null,
  "posted_at": "2026-04-09T16:00:00.000Z",
  "source_url": "https://www.uob.com.sg/personal/borrow/property-loans/referral-programme.page",
  "image_url": "https://spill.sg/deal-img/uob-property-loan-referral-cash-credit-2026-04-10.webp?v=5dd65ea045",
  "original_url": "https://www.uob.com.sg/personal/borrow/property-loans/referral-programme.page",
  "original_type": null,
  "original_text": null,
  "confidence": "high",
  "sponsored": false,
  "verified_by_brand": false,
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