{
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  "url": "https://spill.sg/p/uob-private-home-loan-takashimaya-2026-10-01",
  "brand": "UOB",
  "title": "Private Home Loan online: Up to S$1,200 Takashimaya vouchers",
  "summary": "Apply online for a UOB private home loan from 1 Oct 2026 to 31 Mar 2027 and get Takashimaya vouchers worth S$500, S$700 or S$1,200 depending on the loan amount.",
  "deal_type": "free_gift",
  "badge": "Free gift",
  "price_sgd": null,
  "original_price_sgd": null,
  "start_date": "2026-10-01",
  "end_date": "2027-03-31",
  "time_note": null,
  "conditions": "Online application via Apply Now 1 Oct 2026-31 Mar 2027; letter of offer accepted by 7 Apr 2027; selected packages; not with agent or third-party referrals.",
  "details": [
    {
      "heading": "New purchase of a private home · gift by loan amount",
      "lines": [
        "S$500,000 to under S$1,000,000: Takashimaya vouchers worth S$500",
        "S$1,000,000 to under S$1,500,000: Takashimaya vouchers worth S$700",
        "S$1,500,000 and above: Takashimaya vouchers worth S$1,200",
        "Completed properties and properties under construction in Singapore"
      ]
    },
    {
      "heading": "How to qualify",
      "lines": [
        "Submit the application online via \"Apply Now\" (forms.uob.com.sg/property/apply) between 1 Oct 2026 and 31 Mar 2027",
        "Accept UOB's letter of offer by 7 Apr 2027",
        "Singaporeans and PRs can apply with Myinfo; applications 8.30am to 9pm are processed instantly",
        "Refinancing a completed private home from another bank gets cash plus vouchers instead (separate deal)"
      ]
    },
    {
      "heading": "Good to know",
      "lines": [
        "One gift per letter of offer, even with several applicants; first come, first served while stocks last",
        "A redemption letter is mailed to the address on UOB's records",
        "Not valid with agent or third-party referrals, Introduce A Friend, welcome back or other promotions; not for repricing UOB loans, bridging loans or overseas property",
        "Foreigners and U.S. persons use the callback form, which does not count as an online application",
        "Full terms: \"Terms and Conditions for UOB Private Home Loan Online Exclusive\" PDF on the page"
      ]
    }
  ],
  "promo_url": "https://www.uob.com.sg/personal/borrow/property-loans/private-home-loan.page#:~:text=UOB%20Private%20Home%20Loan%20Online%20Exclusive%20Promotion",
  "booking_url": "https://www.uob.com.sg/personal/borrow/property-loans/private-home-loan.page#:~:text=UOB%20Private%20Home%20Loan%20Online%20Exclusive%20Promotion",
  "pdf_url": "https://www.uob.com.sg/web-resources/personal/pdf/personal/borrow/property/mortgage-options/private-home-loan/online-exclusive-tncs.pdf",
  "promo_code": null,
  "coupons": [],
  "eligibility": [],
  "category": "finance",
  "status": "live",
  "all_outlets": false,
  "outlets": [],
  "hours_today": null,
  "posted_at": "2026-09-30T16:00:00.000Z",
  "source_url": "https://www.uob.com.sg/personal/borrow/property-loans/private-home-loan.page",
  "image_url": "https://spill.sg/deal-img/uob-private-home-loan-takashimaya-2026-10-01.webp?v=3365aafb65",
  "original_url": "https://www.uob.com.sg/personal/borrow/property-loans/private-home-loan.page",
  "original_type": null,
  "original_text": null,
  "confidence": "high",
  "sponsored": false,
  "verified_by_brand": false,
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