# UOB: Personal Loan online: Up to 2% cash rebate in November

UOB Personal Loans approved online in Nov 2026 for S$10,000 or more over 3-5 years get a 1% cash rebate, or 2% from S$50,000; rates from 1.00% p.a. (EIR from 1.93% p.a.).

- Deal: 2% (Cashback)
- When: 1 Nov – 30 Nov
- Status on 2026-11-12: live
- Category: Cards & Banks
- Conditions: Apply directly on UOB's Personal Loan page and get approved 1-30 Nov 2026; min. S$10,000; tenor 36, 48 or 60 months; applications via internet banking or third-party comparison sites do not count.
- Promotion page: https://www.uob.com.sg/personal/borrow/personal-financing/personal-loan.page#at-a-glance
- Menu / poster (PDF): https://www.uob.com.sg/assets/web-resources/personal/pdf/borrow/personal-financing/personal-loan/pl-online-cash-rebate-promotion-cmpg.pdf
- Where: Not stated

## Details

### Cash rebate · approved 1 to 30 Nov 2026
- S$10,000 to below S$50,000: 1.00% of the approved loan amount
- S$50,000 and above: 2.00% of the approved loan amount
- Tenor must be 36, 48 or 60 months
- UOB's example: S$250,000 over 3 years gives a S$5,000 rebate
- Applications in the same month can be combined to reach the amount; rebate paid once per person

### Loan terms on the page
- Interest from 1.00% p.a. (EIR from 1.93% p.a.); range 1.00% p.a. (EIR 1.93%) to 8.00% p.a. (EIR 17.62%)
- Processing fee waived for all tenors
- Tenor 1 to 5 years; repayment from S$20 a month on a S$1,000 loan over 60 months

### Rebate payment and clawback
- Credited within 6 months after 30 Nov 2026 to the CashPlus or credit card personal loan account
- Clawed back if the loan is cancelled within 12 months or repaid early

### Good to know
- Existing UOB credit card or CashPlus customers, or new customers who apply for one in the same period
- Eligibility: Singapore Citizen or PR, 21-65 years, min. income S$30,000
- Applications via UOB Personal Internet Banking or third-party loan comparison sites do not qualify
- The borrow promotions hub still shows older rates from 1.52% p.a. (EIR from 2.92% p.a.); the loan page shows 1.00% p.a.
- Full terms: "UOB Personal Loan Cash Rebate Promotion" PDF on the page

- Confidence: high
- Last updated: 2026-11-10T23:00:00+08:00
- Page: https://spill.sg/p/uob-personal-loan-cash-rebate-2026-11-01
- Add to calendar: https://spill.sg/p/uob-personal-loan-cash-rebate-2026-11-01/calendar.ics (.ics: Apple, Outlook, Samsung) · Google: https://calendar.google.com/calendar/render?action=TEMPLATE&text=UOB%3A+Personal+Loan+online%3A+Up+to+2%25+cash+rebate+in+November&dates=20261112%2F20261201&details=UOB+Personal+Loans+approved+online+in+Nov+2026+for+S%2410%2C000+or+more+over+3-5+years+get+a+1%25+cash+rebate%2C+or+2%25+from+S%2450%2C000%3B+rates+from+1.00%25+p.a.+%28EIR+from+1.93%25+p.a.%29.%0AUntil+2026-11-30%0AApply+directly+on+UOB%27s+Personal+Loan+page+and+get+approved+1-30+Nov+2026%3B+min.+S%2410%2C000%3B+tenor+36%2C+48+or+60+months%3B+applications+via+internet+banking+or+third-party+comparison+sites+do+not+count.%0Ahttps%3A%2F%2Fspill.sg%2Fp%2Fuob-personal-loan-cash-rebate-2026-11-01&location=&ctz=Asia%2FSingapore · Outlook.com: https://outlook.live.com/calendar/0/deeplink/compose?path=%2Fcalendar%2Faction%2Fcompose&rru=addevent&subject=UOB%3A+Personal+Loan+online%3A+Up+to+2%25+cash+rebate+in+November&body=UOB+Personal+Loans+approved+online+in+Nov+2026+for+S%2410%2C000+or+more+over+3-5+years+get+a+1%25+cash+rebate%2C+or+2%25+from+S%2450%2C000%3B+rates+from+1.00%25+p.a.+%28EIR+from+1.93%25+p.a.%29.%0AUntil+2026-11-30%0AApply+directly+on+UOB%27s+Personal+Loan+page+and+get+approved+1-30+Nov+2026%3B+min.+S%2410%2C000%3B+tenor+36%2C+48+or+60+months%3B+applications+via+internet+banking+or+third-party+comparison+sites+do+not+count.%0Ahttps%3A%2F%2Fspill.sg%2Fp%2Fuob-personal-loan-cash-rebate-2026-11-01&location=&startdt=2026-11-12&enddt=2026-12-01&allday=true
- Save and get a reminder when it starts: https://spill.sg/p/uob-personal-loan-cash-rebate-2026-11-01?save=1&remind=1

_From Spill. Source: uob.com.sg. Terms can change._