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  "url": "https://spill.sg/p/uob-personal-loan-cash-rebate-2026-11-01",
  "brand": "UOB",
  "title": "Personal Loan online: Up to 2% cash rebate in November",
  "summary": "UOB Personal Loans approved online in Nov 2026 for S$10,000 or more over 3-5 years get a 1% cash rebate, or 2% from S$50,000; rates from 1.00% p.a. (EIR from 1.93% p.a.).",
  "deal_type": "cashback",
  "badge": "2%",
  "price_sgd": null,
  "original_price_sgd": null,
  "start_date": "2026-11-01",
  "end_date": "2026-11-30",
  "time_note": null,
  "conditions": "Apply directly on UOB's Personal Loan page and get approved 1-30 Nov 2026; min. S$10,000; tenor 36, 48 or 60 months; applications via internet banking or third-party comparison sites do not count.",
  "details": [
    {
      "heading": "Cash rebate · approved 1 to 30 Nov 2026",
      "lines": [
        "S$10,000 to below S$50,000: 1.00% of the approved loan amount",
        "S$50,000 and above: 2.00% of the approved loan amount",
        "Tenor must be 36, 48 or 60 months",
        "UOB's example: S$250,000 over 3 years gives a S$5,000 rebate",
        "Applications in the same month can be combined to reach the amount; rebate paid once per person"
      ]
    },
    {
      "heading": "Loan terms on the page",
      "lines": [
        "Interest from 1.00% p.a. (EIR from 1.93% p.a.); range 1.00% p.a. (EIR 1.93%) to 8.00% p.a. (EIR 17.62%)",
        "Processing fee waived for all tenors",
        "Tenor 1 to 5 years; repayment from S$20 a month on a S$1,000 loan over 60 months"
      ]
    },
    {
      "heading": "Rebate payment and clawback",
      "lines": [
        "Credited within 6 months after 30 Nov 2026 to the CashPlus or credit card personal loan account",
        "Clawed back if the loan is cancelled within 12 months or repaid early"
      ]
    },
    {
      "heading": "Good to know",
      "lines": [
        "Existing UOB credit card or CashPlus customers, or new customers who apply for one in the same period",
        "Eligibility: Singapore Citizen or PR, 21-65 years, min. income S$30,000",
        "Applications via UOB Personal Internet Banking or third-party loan comparison sites do not qualify",
        "The borrow promotions hub still shows older rates from 1.52% p.a. (EIR from 2.92% p.a.); the loan page shows 1.00% p.a.",
        "Full terms: \"UOB Personal Loan Cash Rebate Promotion\" PDF on the page"
      ]
    }
  ],
  "promo_url": "https://www.uob.com.sg/personal/borrow/personal-financing/personal-loan.page#at-a-glance",
  "booking_url": "https://www.uob.com.sg/personal/borrow/personal-financing/personal-loan.page#at-a-glance",
  "pdf_url": "https://www.uob.com.sg/assets/web-resources/personal/pdf/borrow/personal-financing/personal-loan/pl-online-cash-rebate-promotion-cmpg.pdf",
  "promo_code": null,
  "coupons": [],
  "eligibility": [],
  "category": "finance",
  "status": "live",
  "all_outlets": false,
  "outlets": [],
  "hours_today": null,
  "posted_at": "2026-10-31T16:00:00.000Z",
  "source_url": "https://www.uob.com.sg/personal/borrow/personal-financing/personal-loan.page",
  "image_url": "https://spill.sg/deal-img/uob-personal-loan-cash-rebate-2026-11-01.webp?v=5e392e2e80",
  "original_url": "https://www.uob.com.sg/personal/borrow/personal-financing/personal-loan.page",
  "original_type": null,
  "original_text": null,
  "confidence": "high",
  "sponsored": false,
  "verified_by_brand": false,
  "updated_at": "2026-11-10T23:00:00+08:00",
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