# UOB: Home loan refinancing online: Up to S$3,700 in cash and Takashimaya vouchers

Refinance a completed private home or HDB flat to UOB online from 1 Oct 2026 to 31 Mar 2027 and get S$2,000-S$2,500 cash plus up to S$1,200 Takashimaya vouchers, depending on the loan.

- Deal: Cashback (Cashback)
- When: 1 Oct – 31 Mar
- Status on 2026-11-12: live
- Category: Cards & Banks
- Price: S$2000
- Conditions: Completed properties only; refinance from another bank; apply online 1 Oct 2026-31 Mar 2027; accept the letter of offer by 7 Apr 2027.
- Promotion page: https://www.uob.com.sg/personal/borrow/property-loans/refinancing.page#:~:text=Sign%20Up%20Gift%20for%20Private%20Property%20Home%20Loan
- Menu / poster (PDF): https://www.uob.com.sg/web-resources/personal/pdf/personal/borrow/property/mortgage-options/private-home-loan/online-exclusive-tncs.pdf
- Where: Not stated

## Details

### Private property refinancing (completed property only)
- S$450,000 to under S$500,000: S$2,000 cash
- S$500,000 to under S$1,000,000: S$2,000 cash + Takashimaya vouchers worth S$500
- S$1,000,000 to under S$1,500,000: S$2,500 cash + Takashimaya vouchers worth S$700
- S$1,500,000 and above: S$2,500 cash + Takashimaya vouchers worth S$1,200 (up to S$3,700)

### HDB flat refinancing (completed property only)
- S$300,000 to under S$500,000: S$2,000 cash + Takashimaya vouchers worth S$200
- S$500,000 to under S$1,000,000: S$2,000 cash + Takashimaya vouchers worth S$500
- S$1,000,000 and above: S$2,000 cash + Takashimaya vouchers worth S$700 (up to S$2,700)

### How to qualify
- Apply online via "Apply Now" between 1 Oct 2026 and 31 Mar 2027 and accept the letter of offer by 7 Apr 2027
- Cash is credited to the loan repayment or servicing account; vouchers come with a redemption letter

### Good to know
- One sign-up gift per letter of offer; first come, first served while stocks last
- HDB cash can be clawed back if the loan is repaid or restructured within 36 months
- Selected packages only; not valid with agent or third-party referrals, Introduce A Friend, welcome back or other promotions; not for repricing UOB loans
- Full terms: private and HDB home loan T&C PDFs on the page

- Confidence: high
- Last updated: 2026-11-10T23:00:00+08:00
- Page: https://spill.sg/p/uob-home-loan-refinancing-cash-2026-10-01
- Add to calendar: https://spill.sg/p/uob-home-loan-refinancing-cash-2026-10-01/calendar.ics (.ics: Apple, Outlook, Samsung) · Google: https://calendar.google.com/calendar/render?action=TEMPLATE&text=UOB%3A+Home+loan+refinancing+online%3A+Up+to+S%243%2C700+in+cash+and+Takashimaya+vouchers&dates=20261112%2F20270401&details=Refinance+a+completed+private+home+or+HDB+flat+to+UOB+online+from+1+Oct+2026+to+31+Mar+2027+and+get+S%242%2C000-S%242%2C500+cash+plus+up+to+S%241%2C200+Takashimaya+vouchers%2C+depending+on+the+loan.%0AUntil+2027-03-31%0ACompleted+properties+only%3B+refinance+from+another+bank%3B+apply+online+1+Oct+2026-31+Mar+2027%3B+accept+the+letter+of+offer+by+7+Apr+2027.%0Ahttps%3A%2F%2Fspill.sg%2Fp%2Fuob-home-loan-refinancing-cash-2026-10-01&location=&ctz=Asia%2FSingapore · Outlook.com: https://outlook.live.com/calendar/0/deeplink/compose?path=%2Fcalendar%2Faction%2Fcompose&rru=addevent&subject=UOB%3A+Home+loan+refinancing+online%3A+Up+to+S%243%2C700+in+cash+and+Takashimaya+vouchers&body=Refinance+a+completed+private+home+or+HDB+flat+to+UOB+online+from+1+Oct+2026+to+31+Mar+2027+and+get+S%242%2C000-S%242%2C500+cash+plus+up+to+S%241%2C200+Takashimaya+vouchers%2C+depending+on+the+loan.%0AUntil+2027-03-31%0ACompleted+properties+only%3B+refinance+from+another+bank%3B+apply+online+1+Oct+2026-31+Mar+2027%3B+accept+the+letter+of+offer+by+7+Apr+2027.%0Ahttps%3A%2F%2Fspill.sg%2Fp%2Fuob-home-loan-refinancing-cash-2026-10-01&location=&startdt=2026-11-12&enddt=2027-04-01&allday=true
- Save and get a reminder when it starts: https://spill.sg/p/uob-home-loan-refinancing-cash-2026-10-01?save=1&remind=1

_From Spill. Source: uob.com.sg. Terms can change._