{
  "id": "uob-home-loan-refinancing-cash-2026-10-01",
  "url": "https://spill.sg/p/uob-home-loan-refinancing-cash-2026-10-01",
  "brand": "UOB",
  "title": "Home loan refinancing online: Up to S$3,700 in cash and Takashimaya vouchers",
  "summary": "Refinance a completed private home or HDB flat to UOB online from 1 Oct 2026 to 31 Mar 2027 and get S$2,000-S$2,500 cash plus up to S$1,200 Takashimaya vouchers, depending on the loan.",
  "deal_type": "cashback",
  "badge": "Cashback",
  "price_sgd": 2000,
  "original_price_sgd": null,
  "start_date": "2026-10-01",
  "end_date": "2027-03-31",
  "time_note": null,
  "conditions": "Completed properties only; refinance from another bank; apply online 1 Oct 2026-31 Mar 2027; accept the letter of offer by 7 Apr 2027.",
  "details": [
    {
      "heading": "Private property refinancing (completed property only)",
      "lines": [
        "S$450,000 to under S$500,000: S$2,000 cash",
        "S$500,000 to under S$1,000,000: S$2,000 cash + Takashimaya vouchers worth S$500",
        "S$1,000,000 to under S$1,500,000: S$2,500 cash + Takashimaya vouchers worth S$700",
        "S$1,500,000 and above: S$2,500 cash + Takashimaya vouchers worth S$1,200 (up to S$3,700)"
      ]
    },
    {
      "heading": "HDB flat refinancing (completed property only)",
      "lines": [
        "S$300,000 to under S$500,000: S$2,000 cash + Takashimaya vouchers worth S$200",
        "S$500,000 to under S$1,000,000: S$2,000 cash + Takashimaya vouchers worth S$500",
        "S$1,000,000 and above: S$2,000 cash + Takashimaya vouchers worth S$700 (up to S$2,700)"
      ]
    },
    {
      "heading": "How to qualify",
      "lines": [
        "Apply online via \"Apply Now\" between 1 Oct 2026 and 31 Mar 2027 and accept the letter of offer by 7 Apr 2027",
        "Cash is credited to the loan repayment or servicing account; vouchers come with a redemption letter"
      ]
    },
    {
      "heading": "Good to know",
      "lines": [
        "One sign-up gift per letter of offer; first come, first served while stocks last",
        "HDB cash can be clawed back if the loan is repaid or restructured within 36 months",
        "Selected packages only; not valid with agent or third-party referrals, Introduce A Friend, welcome back or other promotions; not for repricing UOB loans",
        "Full terms: private and HDB home loan T&C PDFs on the page"
      ]
    }
  ],
  "promo_url": "https://www.uob.com.sg/personal/borrow/property-loans/refinancing.page#:~:text=Sign%20Up%20Gift%20for%20Private%20Property%20Home%20Loan",
  "booking_url": "https://www.uob.com.sg/personal/borrow/property-loans/refinancing.page#:~:text=Sign%20Up%20Gift%20for%20Private%20Property%20Home%20Loan",
  "pdf_url": "https://www.uob.com.sg/web-resources/personal/pdf/personal/borrow/property/mortgage-options/private-home-loan/online-exclusive-tncs.pdf",
  "promo_code": null,
  "coupons": [],
  "eligibility": [],
  "category": "finance",
  "status": "live",
  "all_outlets": false,
  "outlets": [],
  "hours_today": null,
  "posted_at": "2026-09-30T16:00:00.000Z",
  "source_url": "https://www.uob.com.sg/personal/borrow/property-loans/refinancing.page",
  "image_url": "https://spill.sg/deal-img/uob-home-loan-refinancing-cash-2026-10-01.webp?v=a976b7f150",
  "original_url": "https://www.uob.com.sg/personal/borrow/property-loans/refinancing.page",
  "original_type": null,
  "original_text": null,
  "confidence": "high",
  "sponsored": false,
  "verified_by_brand": false,
  "updated_at": "2026-11-10T23:00:00+08:00",
  "calendar": {
    "ics": "https://spill.sg/p/uob-home-loan-refinancing-cash-2026-10-01/calendar.ics",
    "google": "https://calendar.google.com/calendar/render?action=TEMPLATE&text=UOB%3A+Home+loan+refinancing+online%3A+Up+to+S%243%2C700+in+cash+and+Takashimaya+vouchers&dates=20261112%2F20270401&details=Refinance+a+completed+private+home+or+HDB+flat+to+UOB+online+from+1+Oct+2026+to+31+Mar+2027+and+get+S%242%2C000-S%242%2C500+cash+plus+up+to+S%241%2C200+Takashimaya+vouchers%2C+depending+on+the+loan.%0AUntil+2027-03-31%0ACompleted+properties+only%3B+refinance+from+another+bank%3B+apply+online+1+Oct+2026-31+Mar+2027%3B+accept+the+letter+of+offer+by+7+Apr+2027.%0Ahttps%3A%2F%2Fspill.sg%2Fp%2Fuob-home-loan-refinancing-cash-2026-10-01&location=&ctz=Asia%2FSingapore",
    "outlook": "https://outlook.live.com/calendar/0/deeplink/compose?path=%2Fcalendar%2Faction%2Fcompose&rru=addevent&subject=UOB%3A+Home+loan+refinancing+online%3A+Up+to+S%243%2C700+in+cash+and+Takashimaya+vouchers&body=Refinance+a+completed+private+home+or+HDB+flat+to+UOB+online+from+1+Oct+2026+to+31+Mar+2027+and+get+S%242%2C000-S%242%2C500+cash+plus+up+to+S%241%2C200+Takashimaya+vouchers%2C+depending+on+the+loan.%0AUntil+2027-03-31%0ACompleted+properties+only%3B+refinance+from+another+bank%3B+apply+online+1+Oct+2026-31+Mar+2027%3B+accept+the+letter+of+offer+by+7+Apr+2027.%0Ahttps%3A%2F%2Fspill.sg%2Fp%2Fuob-home-loan-refinancing-cash-2026-10-01&location=&startdt=2026-11-12&enddt=2027-04-01&allday=true",
    "office365": "https://outlook.office.com/calendar/0/deeplink/compose?path=%2Fcalendar%2Faction%2Fcompose&rru=addevent&subject=UOB%3A+Home+loan+refinancing+online%3A+Up+to+S%243%2C700+in+cash+and+Takashimaya+vouchers&body=Refinance+a+completed+private+home+or+HDB+flat+to+UOB+online+from+1+Oct+2026+to+31+Mar+2027+and+get+S%242%2C000-S%242%2C500+cash+plus+up+to+S%241%2C200+Takashimaya+vouchers%2C+depending+on+the+loan.%0AUntil+2027-03-31%0ACompleted+properties+only%3B+refinance+from+another+bank%3B+apply+online+1+Oct+2026-31+Mar+2027%3B+accept+the+letter+of+offer+by+7+Apr+2027.%0Ahttps%3A%2F%2Fspill.sg%2Fp%2Fuob-home-loan-refinancing-cash-2026-10-01&location=&startdt=2026-11-12&enddt=2027-04-01&allday=true",
    "yahoo": "https://calendar.yahoo.com/?v=60&title=UOB%3A+Home+loan+refinancing+online%3A+Up+to+S%243%2C700+in+cash+and+Takashimaya+vouchers&st=20261112&et=20270331&dur=allday&desc=Refinance+a+completed+private+home+or+HDB+flat+to+UOB+online+from+1+Oct+2026+to+31+Mar+2027+and+get+S%242%2C000-S%242%2C500+cash+plus+up+to+S%241%2C200+Takashimaya+vouchers%2C+depending+on+the+loan.%0AUntil+2027-03-31%0ACompleted+properties+only%3B+refinance+from+another+bank%3B+apply+online+1+Oct+2026-31+Mar+2027%3B+accept+the+letter+of+offer+by+7+Apr+2027.%0Ahttps%3A%2F%2Fspill.sg%2Fp%2Fuob-home-loan-refinancing-cash-2026-10-01&in_loc="
  },
  "links": {
    "page": "https://spill.sg/p/uob-home-loan-refinancing-cash-2026-10-01",
    "markdown": "https://spill.sg/p/uob-home-loan-refinancing-cash-2026-10-01.md",
    "json": "https://spill.sg/p/uob-home-loan-refinancing-cash-2026-10-01.json",
    "calendar_ics": "https://spill.sg/p/uob-home-loan-refinancing-cash-2026-10-01/calendar.ics",
    "save": "https://spill.sg/p/uob-home-loan-refinancing-cash-2026-10-01?save=1",
    "save_and_remind": "https://spill.sg/p/uob-home-loan-refinancing-cash-2026-10-01?save=1&remind=1"
  },
  "data_updated_at": "2026-11-12T09:39:50+08:00"
}