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  "url": "https://spill.sg/p/uob-hdb-home-loan-takashimaya-2026-10-01",
  "brand": "UOB",
  "title": "HDB Home Loan online: Up to S$700 Takashimaya vouchers",
  "summary": "Apply online for a UOB HDB home loan from 1 Oct 2026 to 31 Mar 2027 and get Takashimaya vouchers worth S$200, S$500 or S$700 depending on the loan amount.",
  "deal_type": "free_gift",
  "badge": "Free gift",
  "price_sgd": null,
  "original_price_sgd": null,
  "start_date": "2026-10-01",
  "end_date": "2027-03-31",
  "time_note": null,
  "conditions": "Online application via Apply Now 1 Oct 2026-31 Mar 2027; letter of offer accepted by 7 Apr 2027; selected packages; not with agent or third-party referrals.",
  "details": [
    {
      "heading": "HDB home loan · gift by loan amount",
      "lines": [
        "S$300,000 to under S$500,000: Takashimaya vouchers worth S$200",
        "S$500,000 to under S$1,000,000: Takashimaya vouchers worth S$500",
        "S$1,000,000 and above: Takashimaya vouchers worth S$700",
        "For buying a completed HDB flat, or refinancing an HDB loan from another bank"
      ]
    },
    {
      "heading": "Refinancing from another bank",
      "lines": [
        "Refinanced HDB loans of at least S$300,000 also get a S$2,000 cash rebate, credited to the loan servicing account one month after first disbursement",
        "The cash can be used to pay legal fees; UOB can claw it back if the loan is repaid or restructured within 36 months"
      ]
    },
    {
      "heading": "How to qualify",
      "lines": [
        "Submit the application online via \"Apply Now\" between 1 Oct 2026 and 31 Mar 2027",
        "Accept UOB's letter of offer by 7 Apr 2027"
      ]
    },
    {
      "heading": "Good to know",
      "lines": [
        "One gift per loan; first come, first served while stocks last",
        "Not for repricing or restructuring existing UOB loans or staff housing loans",
        "Not valid with agent or third-party referrals, Introduce A Friend, welcome back or other promotions",
        "Full terms: \"Terms and Conditions for UOB HDB Home Loan Online Exclusive\" PDF on the page"
      ]
    }
  ],
  "promo_url": "https://www.uob.com.sg/personal/borrow/property-loans/hdb-home-loan.page#:~:text=UOB%20HDB%20Home%20Loan%20Online%20Exclusive",
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  "pdf_url": "https://www.uob.com.sg/web-resources/personal/pdf/personal/borrow/property/mortgage-options/hdb-home-loan/uob-hdb-home-loan-online-campaign.pdf",
  "promo_code": null,
  "coupons": [],
  "eligibility": [],
  "category": "finance",
  "status": "live",
  "all_outlets": false,
  "outlets": [],
  "hours_today": null,
  "posted_at": "2026-09-30T16:00:00.000Z",
  "source_url": "https://www.uob.com.sg/personal/borrow/property-loans/hdb-home-loan.page",
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  "original_text": null,
  "confidence": "high",
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  "verified_by_brand": false,
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