# UOB: EVOL Card: 0% FX fees and up to 1% cashback overseas until 31 Dec 2027

UOB EVOL Card gives 1% cashback on overseas foreign-currency spend (0.5% in China and Europe, and in Australia from 1 Jan 2027) with no minimum spend or cap until 31 Dec 2027, plus 0% FX fees.

- Deal: 0% (Cashback)
- When: 16 Mar – 31 Dec
- Status on 2026-11-12: live
- Category: Cards & Banks
- Conditions: UOB EVOL cardmembers; overseas spend charged in foreign currency; no minimum spend and no cap.
- Promotion page: https://www.uob.com.sg/personal/cards/cashback/evol-card/index.page#:~:text=till%2031%20Dec%202027
- Menu / poster (PDF): https://www.uob.com.sg/assets/web-resources/personal/pdf/cards/cashback/evol-card/governing-uob-evol-card-tnc-cmpg202601.pdf
- Where: Not stated

## Details

### Overseas FX cashback · until 31 Dec 2027
- 1% cashback on overseas foreign-currency spend in most countries (from 16 Mar 2026)
- 0.5% cashback on FX spend in China and Europe (from 26 Mar 2026)
- Australia: 0.5% from 1 Jan 2027
- No minimum spend and no cap on this cashback
- UOB's examples: S$100 of MYR fuel or massage in JB via mobile contactless earns S$1.00; S$100 of JPY Disneyland tickets in Tokyo earns S$1.00

### Card fees
- 0% FX fees on all overseas foreign-currency spend, no minimum spend (since 19 Jun 2025)
- Annual fees for principal and supplementary EVOL cards waived from 1 Jul 2026

### Other cashback on the card
- Up to 10% on local online and mobile contactless spend and selected gym, telco and streaming spend, with min. S$800 spend per statement month
- Cap S$80 per statement month (S$20 gym/telco/streaming, S$30 online and mobile contactless, S$30 other spend); 0.3% on other spend

### Good to know
- Overseas FX spend means spend processed outside Singapore and charged in a foreign currency
- The sign-up offers banner still says "till Dec 2026"; the card page and T&C PDF say 31 Dec 2027
- Full terms: "UOB EVOL Card up to 1% cashback on FX Spend Promotion" PDF on the page

- Confidence: high
- Last updated: 2026-11-11T15:11:50+08:00
- Page: https://spill.sg/p/uob-evol-1pct-fx-cashback-2026-03-16
- Add to calendar: https://spill.sg/p/uob-evol-1pct-fx-cashback-2026-03-16/calendar.ics (.ics: Apple, Outlook, Samsung) · Google: https://calendar.google.com/calendar/render?action=TEMPLATE&text=UOB%3A+EVOL+Card%3A+0%25+FX+fees+and+up+to+1%25+cashback+overseas+until+31+Dec+2027&dates=20261112%2F20280101&details=UOB+EVOL+Card+gives+1%25+cashback+on+overseas+foreign-currency+spend+%280.5%25+in+China+and+Europe%2C+and+in+Australia+from+1+Jan+2027%29+with+no+minimum+spend+or+cap+until+31+Dec+2027%2C+plus+0%25+FX+fees.%0AUntil+2027-12-31%0AUOB+EVOL+cardmembers%3B+overseas+spend+charged+in+foreign+currency%3B+no+minimum+spend+and+no+cap.%0Ahttps%3A%2F%2Fspill.sg%2Fp%2Fuob-evol-1pct-fx-cashback-2026-03-16&location=&ctz=Asia%2FSingapore · Outlook.com: https://outlook.live.com/calendar/0/deeplink/compose?path=%2Fcalendar%2Faction%2Fcompose&rru=addevent&subject=UOB%3A+EVOL+Card%3A+0%25+FX+fees+and+up+to+1%25+cashback+overseas+until+31+Dec+2027&body=UOB+EVOL+Card+gives+1%25+cashback+on+overseas+foreign-currency+spend+%280.5%25+in+China+and+Europe%2C+and+in+Australia+from+1+Jan+2027%29+with+no+minimum+spend+or+cap+until+31+Dec+2027%2C+plus+0%25+FX+fees.%0AUntil+2027-12-31%0AUOB+EVOL+cardmembers%3B+overseas+spend+charged+in+foreign+currency%3B+no+minimum+spend+and+no+cap.%0Ahttps%3A%2F%2Fspill.sg%2Fp%2Fuob-evol-1pct-fx-cashback-2026-03-16&location=&startdt=2026-11-12&enddt=2028-01-01&allday=true
- Save and get a reminder when it starts: https://spill.sg/p/uob-evol-1pct-fx-cashback-2026-03-16?save=1&remind=1

_From Spill. Source: uob.com.sg. Terms can change._