{
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  "url": "https://spill.sg/p/uob-evol-1pct-fx-cashback-2026-03-16",
  "brand": "UOB",
  "title": "EVOL Card: 0% FX fees and up to 1% cashback overseas until 31 Dec 2027",
  "summary": "UOB EVOL Card gives 1% cashback on overseas foreign-currency spend (0.5% in China and Europe, and in Australia from 1 Jan 2027) with no minimum spend or cap until 31 Dec 2027, plus 0% FX fees.",
  "deal_type": "cashback",
  "badge": "0%",
  "price_sgd": null,
  "original_price_sgd": null,
  "start_date": "2026-03-16",
  "end_date": "2027-12-31",
  "time_note": null,
  "conditions": "UOB EVOL cardmembers; overseas spend charged in foreign currency; no minimum spend and no cap.",
  "details": [
    {
      "heading": "Overseas FX cashback · until 31 Dec 2027",
      "lines": [
        "1% cashback on overseas foreign-currency spend in most countries (from 16 Mar 2026)",
        "0.5% cashback on FX spend in China and Europe (from 26 Mar 2026)",
        "Australia: 0.5% from 1 Jan 2027",
        "No minimum spend and no cap on this cashback",
        "UOB's examples: S$100 of MYR fuel or massage in JB via mobile contactless earns S$1.00; S$100 of JPY Disneyland tickets in Tokyo earns S$1.00"
      ]
    },
    {
      "heading": "Card fees",
      "lines": [
        "0% FX fees on all overseas foreign-currency spend, no minimum spend (since 19 Jun 2025)",
        "Annual fees for principal and supplementary EVOL cards waived from 1 Jul 2026"
      ]
    },
    {
      "heading": "Other cashback on the card",
      "lines": [
        "Up to 10% on local online and mobile contactless spend and selected gym, telco and streaming spend, with min. S$800 spend per statement month",
        "Cap S$80 per statement month (S$20 gym/telco/streaming, S$30 online and mobile contactless, S$30 other spend); 0.3% on other spend"
      ]
    },
    {
      "heading": "Good to know",
      "lines": [
        "Overseas FX spend means spend processed outside Singapore and charged in a foreign currency",
        "The sign-up offers banner still says \"till Dec 2026\"; the card page and T&C PDF say 31 Dec 2027",
        "Full terms: \"UOB EVOL Card up to 1% cashback on FX Spend Promotion\" PDF on the page"
      ]
    }
  ],
  "promo_url": "https://www.uob.com.sg/personal/cards/cashback/evol-card/index.page#:~:text=till%2031%20Dec%202027",
  "booking_url": "https://www.uob.com.sg/personal/cards/cashback/evol-card/index.page#:~:text=till%2031%20Dec%202027",
  "pdf_url": "https://www.uob.com.sg/assets/web-resources/personal/pdf/cards/cashback/evol-card/governing-uob-evol-card-tnc-cmpg202601.pdf",
  "promo_code": null,
  "coupons": [],
  "eligibility": [],
  "category": "finance",
  "status": "live",
  "all_outlets": false,
  "outlets": [],
  "hours_today": null,
  "posted_at": "2026-03-15T16:00:00.000Z",
  "source_url": "https://www.uob.com.sg/personal/cards/cashback/evol-card/index.page",
  "image_url": "https://spill.sg/deal-img/uob-evol-1pct-fx-cashback-2026-03-16.webp?v=9e6c78dc5e",
  "original_url": "https://www.uob.com.sg/personal/cards/cashback/evol-card/index.page",
  "original_type": null,
  "original_text": null,
  "confidence": "high",
  "sponsored": false,
  "verified_by_brand": false,
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  "data_updated_at": "2026-11-12T14:08:26+08:00"
}