# Standard Chartered: 12-month USD time deposit up to 4.60% p.a.

Place at least US$25,000 of fresh funds in a 12-month USD time deposit from 3 to 19 Nov 2026 for 4.30% to 4.60% p.a., by banking tier.

- Deal: 4.60% p.a. (Deal)
- When: 3 Nov – 19 Nov
- Status on 2026-11-13: live
- Category: Cards & Banks
- Conditions: 3-19 Nov 2026; 12 months; min US$25,000 fresh funds; rate depends on banking tier.
- Promotion page: https://www.sc.com/sg/save/time-deposits/foreign-currency-time-deposits/#:~:text=deposit%20a%20minimum%20fresh%20funds%20of%20USD25%2C000
- Menu / poster (PDF): https://av.sc.com/sg/content/docs/sg-usdtd-tnc.pdf
- Where: Not stated

## Details

### USD Time Deposit fresh-funds promotion · 3 to 19 Nov 2026
- 12-month tenor, minimum US$25,000 fresh funds
- Personal Banking: 4.30% p.a.
- Priority Banking: 4.40% p.a.
- Priority Private Banking: 4.60% p.a.

### How to place
- Move the fresh funds into your foreign currency account first (for example a Bonus$aver with multi-currency)
- Then place the time deposit in SC Mobile or Online Banking

### Good to know
- Early withdrawal: penalty and replacement cost apply, and interest may be reduced or nil
- Foreign currency deposits are not insured by SDIC
- T&Cs: Standard Chartered USD Time Deposit Promotion Terms and Conditions (PDF)

- Confidence: high
- Last updated: 2026-11-12T23:11:16+08:00
- Page: https://spill.sg/p/standard-chartered-usd-time-deposit-4-6-2026-11-03
- Add to calendar: https://spill.sg/p/standard-chartered-usd-time-deposit-4-6-2026-11-03/calendar.ics (.ics: Apple, Outlook, Samsung) · Google: https://calendar.google.com/calendar/render?action=TEMPLATE&text=Standard+Chartered%3A+12-month+USD+time+deposit+up+to+4.60%25+p.a.&dates=20261113%2F20261120&details=Place+at+least+US%2425%2C000+of+fresh+funds+in+a+12-month+USD+time+deposit+from+3+to+19+Nov+2026+for+4.30%25+to+4.60%25+p.a.%2C+by+banking+tier.%0AUntil+2026-11-19%0A3-19+Nov+2026%3B+12+months%3B+min+US%2425%2C000+fresh+funds%3B+rate+depends+on+banking+tier.%0Ahttps%3A%2F%2Fspill.sg%2Fp%2Fstandard-chartered-usd-time-deposit-4-6-2026-11-03&location=&ctz=Asia%2FSingapore · Outlook.com: https://outlook.live.com/calendar/0/deeplink/compose?path=%2Fcalendar%2Faction%2Fcompose&rru=addevent&subject=Standard+Chartered%3A+12-month+USD+time+deposit+up+to+4.60%25+p.a.&body=Place+at+least+US%2425%2C000+of+fresh+funds+in+a+12-month+USD+time+deposit+from+3+to+19+Nov+2026+for+4.30%25+to+4.60%25+p.a.%2C+by+banking+tier.%0AUntil+2026-11-19%0A3-19+Nov+2026%3B+12+months%3B+min+US%2425%2C000+fresh+funds%3B+rate+depends+on+banking+tier.%0Ahttps%3A%2F%2Fspill.sg%2Fp%2Fstandard-chartered-usd-time-deposit-4-6-2026-11-03&location=&startdt=2026-11-13&enddt=2026-11-20&allday=true
- Save and get a reminder when it starts: https://spill.sg/p/standard-chartered-usd-time-deposit-4-6-2026-11-03?save=1&remind=1

_From Spill. Source: sc.com. Terms can change._