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  "url": "https://spill.sg/p/standard-chartered-usd-time-deposit-4-6-2026-11-03",
  "brand": "Standard Chartered",
  "title": "12-month USD time deposit up to 4.60% p.a.",
  "summary": "Place at least US$25,000 of fresh funds in a 12-month USD time deposit from 3 to 19 Nov 2026 for 4.30% to 4.60% p.a., by banking tier.",
  "deal_type": "other",
  "badge": "4.60% p.a.",
  "price_sgd": null,
  "original_price_sgd": null,
  "start_date": "2026-11-03",
  "end_date": "2026-11-19",
  "time_note": null,
  "conditions": "3-19 Nov 2026; 12 months; min US$25,000 fresh funds; rate depends on banking tier.",
  "details": [
    {
      "heading": "USD Time Deposit fresh-funds promotion · 3 to 19 Nov 2026",
      "lines": [
        "12-month tenor, minimum US$25,000 fresh funds",
        "Personal Banking: 4.30% p.a.",
        "Priority Banking: 4.40% p.a.",
        "Priority Private Banking: 4.60% p.a."
      ]
    },
    {
      "heading": "How to place",
      "lines": [
        "Move the fresh funds into your foreign currency account first (for example a Bonus$aver with multi-currency)",
        "Then place the time deposit in SC Mobile or Online Banking"
      ]
    },
    {
      "heading": "Good to know",
      "lines": [
        "Early withdrawal: penalty and replacement cost apply, and interest may be reduced or nil",
        "Foreign currency deposits are not insured by SDIC",
        "T&Cs: Standard Chartered USD Time Deposit Promotion Terms and Conditions (PDF)"
      ]
    }
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  "promo_url": "https://www.sc.com/sg/save/time-deposits/foreign-currency-time-deposits/#:~:text=deposit%20a%20minimum%20fresh%20funds%20of%20USD25%2C000",
  "booking_url": "https://www.sc.com/sg/save/time-deposits/foreign-currency-time-deposits/#:~:text=deposit%20a%20minimum%20fresh%20funds%20of%20USD25%2C000",
  "pdf_url": "https://av.sc.com/sg/content/docs/sg-usdtd-tnc.pdf",
  "promo_code": null,
  "coupons": [],
  "eligibility": [],
  "category": "finance",
  "status": "live",
  "all_outlets": false,
  "outlets": [],
  "hours_today": null,
  "posted_at": "2026-11-02T16:00:00.000Z",
  "source_url": "https://www.sc.com/sg/save/time-deposits/foreign-currency-time-deposits/",
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  "original_url": "https://www.sc.com/sg/save/time-deposits/foreign-currency-time-deposits/",
  "original_type": "website",
  "original_text": "Enjoy high returns on your USD with up to 4.80% p.a. with our Time Deposit (Fixed Deposit) promotion.",
  "confidence": "high",
  "sponsored": false,
  "verified_by_brand": false,
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