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  "url": "https://spill.sg/p/standard-chartered-referral-club-cards-2026-10-01",
  "brand": "Standard Chartered",
  "title": "SC Referral Club: S$80 per Visa Infinite referral, 20,000 miles for Beyond",
  "summary": "Existing Standard Chartered customers get S$80 cashback for each friend who signs up for a Visa Infinite card with their referral code, or 20,000 miles for a Beyond card; the friend gets the card's own welcome offer, such as up to 50,000 Visa Infinite miles.",
  "deal_type": "cashback",
  "badge": "Cashback",
  "price_sgd": 80,
  "original_price_sgd": null,
  "start_date": "2026-10-01",
  "end_date": "2026-12-31",
  "time_note": null,
  "conditions": "1 Oct-31 Dec 2026; referral code from SC Mobile; friend (21+) applies with the code and is approved; no cap.",
  "details": [
    {
      "heading": "What the referrer gets · 1 Oct to 31 Dec 2026",
      "lines": [
        "Visa Infinite Credit Card referral: S$80 cashback",
        "Beyond Credit Card referral: 20,000 miles (as 50,000 Rewards Points), or S$200 cashback if you hold no points-earning SC card",
        "No cap on the number of referrals",
        "Credited within 60 days of the friend's card approval"
      ]
    },
    {
      "heading": "What the friend gets",
      "lines": [
        "Visa Infinite: up to 50,000 welcome miles (25,000 on paying the first-year fee of S$599.50 incl. GST, 25,000 more with S$2,000 spend in the first 60 days)",
        "Visa Infinite earns 3 miles per S$1 overseas and 1.4 miles per S$1 local with S$2,000 spend in a statement cycle; 6 Priority Pass visits a year",
        "Beyond: up to 8 miles per S$1, complimentary Business Class upgrades; annual fee S$1,500 (excl. GST)"
      ]
    },
    {
      "heading": "How it works",
      "lines": [
        "Existing customer shares the 5-character referral code from SC Mobile",
        "Friend enters the code on the Referral Club page before applying",
        "Applications received in the period count; the bank may accept them up to 14 days after"
      ]
    },
    {
      "heading": "Good to know",
      "lines": [
        "Referrer must hold an SC deposit account or be a principal SC cardholder",
        "Friend must be 21+, and (except for Beyond) not hold or have cancelled an SC credit card in the last 12 months",
        "Only one referrer is rewarded per friend",
        "Priority Banking referrals follow the separate Priority Banking promotion terms",
        "T&Cs: Standard Chartered SC Referral Club Refer and Earn Promotion Terms and Conditions"
      ]
    }
  ],
  "promo_url": "https://www.sc.com/sg/promotions/referral-signup/",
  "booking_url": "https://www.sc.com/sg/promotions/referral-signup/",
  "pdf_url": "https://www.sc.com/sg/promotions/refer-a-friend-tnc/",
  "promo_code": null,
  "coupons": [],
  "eligibility": [],
  "category": "finance",
  "status": "live",
  "all_outlets": false,
  "outlets": [],
  "hours_today": null,
  "posted_at": "2026-09-30T16:00:00.000Z",
  "source_url": "https://www.sc.com/sg/promotions/referral-signup/",
  "image_url": "https://spill.sg/deal-img/standard-chartered-referral-club-cards-2026-10-01.webp?v=d9bcc74feb",
  "original_url": "https://www.sc.com/sg/promotions/referral-signup/",
  "original_type": null,
  "original_text": null,
  "confidence": "high",
  "sponsored": false,
  "verified_by_brand": false,
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