{
  "id": "standard-chartered-cashone-personal-loan-0-9-2026-11-10",
  "url": "https://spill.sg/p/standard-chartered-cashone-personal-loan-0-9-2026-11-10",
  "brand": "Standard Chartered",
  "title": "CashOne personal loan from 0.90% p.a. (EIR from 1.75%)",
  "summary": "Standard Chartered's CashOne personal loan is offered from 0.90% p.a. (EIR from 1.75% p.a.) over 1 to 5 years, with instant approval and disbursement.",
  "deal_type": "other",
  "badge": "0.90% p.a.",
  "price_sgd": null,
  "original_price_sgd": null,
  "start_date": null,
  "end_date": null,
  "time_note": null,
  "conditions": "Rate depends on credit profile; S$199 first-year annual fee; age 21+, income from S$30,000 (S$90,000 for foreigners).",
  "details": [
    {
      "heading": "CashOne Personal Loan rates",
      "lines": [
        "From 0.90% p.a. applied rate (EIR from 1.75% p.a., 5-year tenure, before the annual fee)",
        "With the S$199 first-year annual fee: EIR 2.15% p.a. for S$20,000 over 5 years",
        "Tenure 1 to 5 years; approval and disbursement in real time to any bank account"
      ]
    },
    {
      "heading": "Fees",
      "lines": [
        "First-year annual fee S$199, taken from the loan amount (S$10,000 loan: S$9,801 paid out)",
        "From year 2: S$50 a year only if instalments were late in the past 12 months",
        "Late payment S$100 a month; early repayment S$150 or 3% of outstanding principal, whichever is higher"
      ]
    },
    {
      "heading": "Good to know",
      "lines": [
        "No late penalties after 6 months of full on-time instalments (minimum payment S$50 or 1% of the monthly principal)",
        "Existing SC cardholders get a Credit Card Instalment Loan drawn from their card limit (up to 98% of the available limit)",
        "Referrers of a CashOne borrower get S$200 under the Personal Loan Member-Get-Member promotion till 31 Dec 2026",
        "SMS LOAN CASHINFO NAME to 77272 for a call back"
      ]
    }
  ],
  "promo_url": "https://www.sc.com/sg/borrow/loans/cashone/",
  "booking_url": "https://www.sc.com/sg/borrow/loans/cashone/",
  "pdf_url": null,
  "promo_code": null,
  "coupons": [],
  "eligibility": [],
  "category": "finance",
  "status": "undated",
  "all_outlets": false,
  "outlets": [],
  "hours_today": null,
  "posted_at": "2026-11-10T14:56:51.000Z",
  "source_url": "https://www.sc.com/sg/borrow/loans/cashone/",
  "image_url": "https://spill.sg/deal-img/standard-chartered-cashone-personal-loan-0-9-2026-11-10.webp?v=15b0cc2daf",
  "original_url": "https://www.sc.com/sg/borrow/loans/cashone/",
  "original_type": null,
  "original_text": null,
  "confidence": "high",
  "sponsored": false,
  "verified_by_brand": false,
  "updated_at": "2026-11-10T23:00:00+08:00",
  "calendar": {
    "ics": "https://spill.sg/p/standard-chartered-cashone-personal-loan-0-9-2026-11-10/calendar.ics",
    "google": "https://calendar.google.com/calendar/render?action=TEMPLATE&text=Standard+Chartered%3A+CashOne+personal+loan+from+0.90%25+p.a.+%28EIR+from+1.75%25%29&dates=20261112%2F20261113&details=Standard+Chartered%27s+CashOne+personal+loan+is+offered+from+0.90%25+p.a.+%28EIR+from+1.75%25+p.a.%29+over+1+to+5+years%2C+with+instant+approval+and+disbursement.%0ANo+end+date%0ARate+depends+on+credit+profile%3B+S%24199+first-year+annual+fee%3B+age+21%2B%2C+income+from+S%2430%2C000+%28S%2490%2C000+for+foreigners%29.%0Ahttps%3A%2F%2Fspill.sg%2Fp%2Fstandard-chartered-cashone-personal-loan-0-9-2026-11-10&location=&ctz=Asia%2FSingapore",
    "outlook": "https://outlook.live.com/calendar/0/deeplink/compose?path=%2Fcalendar%2Faction%2Fcompose&rru=addevent&subject=Standard+Chartered%3A+CashOne+personal+loan+from+0.90%25+p.a.+%28EIR+from+1.75%25%29&body=Standard+Chartered%27s+CashOne+personal+loan+is+offered+from+0.90%25+p.a.+%28EIR+from+1.75%25+p.a.%29+over+1+to+5+years%2C+with+instant+approval+and+disbursement.%0ANo+end+date%0ARate+depends+on+credit+profile%3B+S%24199+first-year+annual+fee%3B+age+21%2B%2C+income+from+S%2430%2C000+%28S%2490%2C000+for+foreigners%29.%0Ahttps%3A%2F%2Fspill.sg%2Fp%2Fstandard-chartered-cashone-personal-loan-0-9-2026-11-10&location=&startdt=2026-11-12&enddt=2026-11-13&allday=true",
    "office365": "https://outlook.office.com/calendar/0/deeplink/compose?path=%2Fcalendar%2Faction%2Fcompose&rru=addevent&subject=Standard+Chartered%3A+CashOne+personal+loan+from+0.90%25+p.a.+%28EIR+from+1.75%25%29&body=Standard+Chartered%27s+CashOne+personal+loan+is+offered+from+0.90%25+p.a.+%28EIR+from+1.75%25+p.a.%29+over+1+to+5+years%2C+with+instant+approval+and+disbursement.%0ANo+end+date%0ARate+depends+on+credit+profile%3B+S%24199+first-year+annual+fee%3B+age+21%2B%2C+income+from+S%2430%2C000+%28S%2490%2C000+for+foreigners%29.%0Ahttps%3A%2F%2Fspill.sg%2Fp%2Fstandard-chartered-cashone-personal-loan-0-9-2026-11-10&location=&startdt=2026-11-12&enddt=2026-11-13&allday=true",
    "yahoo": "https://calendar.yahoo.com/?v=60&title=Standard+Chartered%3A+CashOne+personal+loan+from+0.90%25+p.a.+%28EIR+from+1.75%25%29&st=20261112&et=20261112&dur=allday&desc=Standard+Chartered%27s+CashOne+personal+loan+is+offered+from+0.90%25+p.a.+%28EIR+from+1.75%25+p.a.%29+over+1+to+5+years%2C+with+instant+approval+and+disbursement.%0ANo+end+date%0ARate+depends+on+credit+profile%3B+S%24199+first-year+annual+fee%3B+age+21%2B%2C+income+from+S%2430%2C000+%28S%2490%2C000+for+foreigners%29.%0Ahttps%3A%2F%2Fspill.sg%2Fp%2Fstandard-chartered-cashone-personal-loan-0-9-2026-11-10&in_loc="
  },
  "links": {
    "page": "https://spill.sg/p/standard-chartered-cashone-personal-loan-0-9-2026-11-10",
    "markdown": "https://spill.sg/p/standard-chartered-cashone-personal-loan-0-9-2026-11-10.md",
    "json": "https://spill.sg/p/standard-chartered-cashone-personal-loan-0-9-2026-11-10.json",
    "calendar_ics": "https://spill.sg/p/standard-chartered-cashone-personal-loan-0-9-2026-11-10/calendar.ics",
    "save": "https://spill.sg/p/standard-chartered-cashone-personal-loan-0-9-2026-11-10?save=1",
    "save_and_remind": "https://spill.sg/p/standard-chartered-cashone-personal-loan-0-9-2026-11-10?save=1&remind=1"
  },
  "data_updated_at": "2026-11-12T09:39:50+08:00"
}