# OCBC: SGD deposit promotion: Up to 2.00% p.a. on S$50,000+ fresh funds

Deposit at least S$50,000 of fresh funds into an eligible OCBC savings account in November 2026, keep it 88 or 188 days, and earn 1.80% to 2.00% a year.

- Deal: 2.00% p.a. (Deal)
- When: 1 Nov – 30 Nov
- Status on 2026-11-12: live
- Category: Cards & Banks
- Conditions: Min. S$50,000, max S$5,000,000 fresh funds; deposit first, then register via the e-form; funds earmarked 88 or 188 days, no partial withdrawal.
- Promotion page: https://www.ocbc.com/personal-banking/deposits#:~:text=Let%20your%20savings%20flourish%20with%20higher%20returns
- Menu / poster (PDF): https://www.ocbc.com/iwov-resources/sg/ocbc/personal/pdf/accounts/tncs-governing-the-ocbc-sgd-deposit-promotion-2026.pdf
- Where: Not stated

## Details

### Rates · deposits from 1 to 30 Nov 2026
- 88 days: 1.80% p.a. (0.05% base + 1.75% bonus)
- 188 days: up to 1.95% p.a. overall; 1.80% for days 1-88 and 2.00% for days 89-188
- S$50,000 to S$5,000,000 of fresh funds

### How to join
- Deposit the fresh funds into a Passbook Savings, Statement Savings, Premier Statement Savings, SmartParent, Easisave or Premier Easisave account
- Then register through OCBC's e-form
- Funds are earmarked from the deposit date; earmark is processed by 7 Dec 2026 (deposits by 15 Nov) or 24 Dec 2026 (16-30 Nov)

### Good to know
- Fresh funds: not from existing OCBC accounts or OCBC cheques, not withdrawn and re-deposited within 30 days, and must raise your total OCBC balances
- Bonus interest credited by 31 Mar 2027 (88 days), or 31 Mar 2027 and 30 Jun 2027 (188 days)
- Withdrawing early (only the full amount) loses all bonus interest
- For Personal, Premier and Premier Private Client customers; primary account holder only
- T&C PDF: Terms and Conditions Governing the OCBC SGD Deposit Promotion November 2026

- Confidence: high
- Last updated: 2026-11-10T23:00:00+08:00
- Page: https://spill.sg/p/ocbc-sgd-deposit-promotion-up-to-2-00-2026-11-01
- Add to calendar: https://spill.sg/p/ocbc-sgd-deposit-promotion-up-to-2-00-2026-11-01/calendar.ics (.ics: Apple, Outlook, Samsung) · Google: https://calendar.google.com/calendar/render?action=TEMPLATE&text=OCBC%3A+SGD+deposit+promotion%3A+Up+to+2.00%25+p.a.+on+S%2450%2C000%2B+fresh+funds&dates=20261112%2F20261201&details=Deposit+at+least+S%2450%2C000+of+fresh+funds+into+an+eligible+OCBC+savings+account+in+November+2026%2C+keep+it+88+or+188+days%2C+and+earn+1.80%25+to+2.00%25+a+year.%0AUntil+2026-11-30%0AMin.+S%2450%2C000%2C+max+S%245%2C000%2C000+fresh+funds%3B+deposit+first%2C+then+register+via+the+e-form%3B+funds+earmarked+88+or+188+days%2C+no+partial+withdrawal.%0Ahttps%3A%2F%2Fspill.sg%2Fp%2Focbc-sgd-deposit-promotion-up-to-2-00-2026-11-01&location=&ctz=Asia%2FSingapore · Outlook.com: https://outlook.live.com/calendar/0/deeplink/compose?path=%2Fcalendar%2Faction%2Fcompose&rru=addevent&subject=OCBC%3A+SGD+deposit+promotion%3A+Up+to+2.00%25+p.a.+on+S%2450%2C000%2B+fresh+funds&body=Deposit+at+least+S%2450%2C000+of+fresh+funds+into+an+eligible+OCBC+savings+account+in+November+2026%2C+keep+it+88+or+188+days%2C+and+earn+1.80%25+to+2.00%25+a+year.%0AUntil+2026-11-30%0AMin.+S%2450%2C000%2C+max+S%245%2C000%2C000+fresh+funds%3B+deposit+first%2C+then+register+via+the+e-form%3B+funds+earmarked+88+or+188+days%2C+no+partial+withdrawal.%0Ahttps%3A%2F%2Fspill.sg%2Fp%2Focbc-sgd-deposit-promotion-up-to-2-00-2026-11-01&location=&startdt=2026-11-12&enddt=2026-12-01&allday=true
- Save and get a reminder when it starts: https://spill.sg/p/ocbc-sgd-deposit-promotion-up-to-2-00-2026-11-01?save=1&remind=1

_From Spill. Source: ocbc.com. Terms can change._