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  "brand": "OCBC",
  "title": "GREAT CareShield: 20% off premiums for the whole policy",
  "summary": "OCBC's GREAT CareShield long-term disability plan, which adds to CareShield Life, comes with a 20% premium discount for the entire policy for sign-ups until 31 Dec 2026.",
  "deal_type": "percent_off",
  "badge": "20% off",
  "price_sgd": null,
  "original_price_sgd": null,
  "start_date": "2026-01-01",
  "end_date": "2026-12-31",
  "time_note": null,
  "conditions": "Apply for GREAT CareShield (Great Eastern) via OCBC by 31 Dec 2026; MediSave can pay up to S$600 a year.",
  "details": [
    {
      "heading": "Offer · until 31 Dec 2026",
      "lines": [
        "20% discount on the premium for the whole premium payment term",
        "The discount also applies to any extra premium loading for health reasons",
        "Premiums can be paid partly with MediSave (up to S$600 a year) and cash"
      ]
    },
    {
      "heading": "Plan",
      "lines": [
        "Long-term disability cover on top of CareShield Life; payouts start when you cannot do 1 Activity of Daily Living, monthly payouts up to S$5,000 at 2 or more",
        "Underwritten by The Great Eastern Life Assurance Company Limited",
        "Apply in the OCBC app or a desktop browser"
      ]
    },
    {
      "heading": "Good to know",
      "lines": [
        "Applications from 1 Jan to 31 Dec 2026; the plan must be in force by 28 Feb 2027",
        "Cancelling or reducing the plan within 12 months of issue means paying back the discount",
        "Policyholders also get a complimentary home-based disability assessment offer",
        "Not valid with other Great Eastern offers or premium vouchers",
        "T&Cs: GREAT CareShield 20% Premium Discount Promotion (PDF)"
      ]
    }
  ],
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