# OCBC: Fixed deposit rates up to 1.85% p.a.

OCBC's SGD fixed deposit rates go up to 1.85% a year.

- Deal: 1.85% p.a. (Deal)
- When: Ongoing since 21 Oct
- Status on 2026-11-12: live
- Category: Cards & Banks
- Conditions: New fresh funds, min. S$20,000 (max S$999,999 online / S$5m at branch); 6 or 12 months; not SRS funds
- Promotion page: https://www.ocbc.com/personal-banking/deposits/fixed-deposit-account
- Where: All outlets

## Details

### OCBC SGD time deposit promo rates
- Online (OCBC app / internet banking): 6 months 1.55% p.a., 12 months 1.85% p.a.
- At a branch: 6 months 1.50% p.a., 12 months 1.80% p.a.
- Min. S$20,000 in fresh funds
- Max S$999,999 online; S$5,000,000 at branches

### Good to know
- Fresh funds only: not moved from existing OCBC deposits, nor OCBC cheques, cashier's orders or drafts
- Not for SRS funds
- Open to anyone 18+ (Singaporean, PR or foreigner with a valid pass)
- Over S$1 million: call 1800 363 3333 or visit a branch
- Rates can change; check the page before placing

- Confidence: low
- Last updated: 2026-11-05T10:00:00+08:00
- Page: https://spill.sg/p/ocbc-fixed-deposit-rates-up-to-1-85-p-a
- Add to calendar: https://spill.sg/p/ocbc-fixed-deposit-rates-up-to-1-85-p-a/calendar.ics (.ics: Apple, Outlook, Samsung) · Google: 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- Save and get a reminder when it starts: https://spill.sg/p/ocbc-fixed-deposit-rates-up-to-1-85-p-a?save=1&remind=1

_From Spill. Source: ocbc.com. Terms can change._