{
  "id": "ocbc-fixed-deposit-rates-up-to-1-85-p-a",
  "url": "https://spill.sg/p/ocbc-fixed-deposit-rates-up-to-1-85-p-a",
  "brand": "OCBC",
  "title": "Fixed deposit rates up to 1.85% p.a.",
  "summary": "OCBC's SGD fixed deposit rates go up to 1.85% a year.",
  "deal_type": "other",
  "badge": "1.85% p.a.",
  "price_sgd": null,
  "original_price_sgd": null,
  "start_date": "2026-10-21",
  "end_date": null,
  "time_note": null,
  "conditions": "New fresh funds, min. S$20,000 (max S$999,999 online / S$5m at branch); 6 or 12 months; not SRS funds",
  "details": [
    {
      "heading": "OCBC SGD time deposit promo rates",
      "lines": [
        "Online (OCBC app / internet banking): 6 months 1.55% p.a., 12 months 1.85% p.a.",
        "At a branch: 6 months 1.50% p.a., 12 months 1.80% p.a.",
        "Min. S$20,000 in fresh funds",
        "Max S$999,999 online; S$5,000,000 at branches"
      ]
    },
    {
      "heading": "Good to know",
      "lines": [
        "Fresh funds only: not moved from existing OCBC deposits, nor OCBC cheques, cashier's orders or drafts",
        "Not for SRS funds",
        "Open to anyone 18+ (Singaporean, PR or foreigner with a valid pass)",
        "Over S$1 million: call 1800 363 3333 or visit a branch",
        "Rates can change; check the page before placing"
      ]
    }
  ],
  "promo_url": "https://www.ocbc.com/personal-banking/deposits/fixed-deposit-account",
  "booking_url": null,
  "pdf_url": null,
  "promo_code": null,
  "coupons": [],
  "eligibility": [],
  "category": "finance",
  "status": "live",
  "all_outlets": true,
  "outlets": [
    {
      "name": "OCBC Centre",
      "address": "65 Chulia St, #01-00 OCBC Centre, Singapore 049513",
      "postal": "049513",
      "lat": 1.285034,
      "lng": 103.849103
    },
    {
      "name": "North Bridge Road",
      "address": "460 North Bridge Road, #01-00, Singapore 188734",
      "postal": "188734",
      "lat": 1.297859,
      "lng": 103.855425
    },
    {
      "name": "Tiong Bahru Plaza",
      "address": "302 Tiong Bahru Road, #01-125/126, Tiong Bahru Plaza, Singapore 168732",
      "postal": "168732",
      "lat": 1.286459,
      "lng": 103.827015
    },
    {
      "name": "Wisma Atria",
      "address": "435 Orchard Road, #04-01 Wisma Atria, Singapore 238877",
      "postal": "238877",
      "lat": 1.303699,
      "lng": 103.83319
    },
    {
      "name": "Toa Payoh Central",
      "address": "520 Lorong 6 Toa Payoh, #02-52/53, Singapore 310520",
      "postal": "310520",
      "lat": 1.333133,
      "lng": 103.84748
    },
    {
      "name": "Thomson",
      "address": "181 Upper Thomson Road, Singapore 574331",
      "postal": "574331",
      "lat": 1.35069,
      "lng": 103.835728
    },
    {
      "name": "Sixth Avenue",
      "address": "827 Bukit Timah Road, Singapore 279886",
      "postal": "279886",
      "lat": 1.331546,
      "lng": 103.794693
    },
    {
      "name": "Ang Mo Kio Central",
      "address": "53 Ang Mo Kio Avenue 3, #B1-32/33 AMK Hub, Singapore 569933",
      "postal": "569933",
      "lat": 1.369236,
      "lng": 103.848693
    },
    {
      "name": "Hougang Mall",
      "address": "90 Hougang Ave 10, #01-03 Hougang Mall, Singapore 538766",
      "postal": "538766",
      "lat": 1.372533,
      "lng": 103.893883
    },
    {
      "name": "Jurong East",
      "address": "50 Jurong Gateway Road, #B1-18 Jem, Singapore 608549",
      "postal": "608549",
      "lat": 1.333293,
      "lng": 103.743279
    },
    {
      "name": "Tampines",
      "address": "1 Tampines Central 5, #01-04/05, CPF Tampines Building, Singapore 529508",
      "postal": "529508",
      "lat": 1.353114,
      "lng": 103.943702
    },
    {
      "name": "Bukit Batok",
      "address": "634 Bukit Batok Central, #01-108, Singapore 650634",
      "postal": "650634",
      "lat": 1.349711,
      "lng": 103.751536
    },
    {
      "name": "Bukit Panjang",
      "address": "257 Bangkit Rd, #01-51/55, Singapore 670257",
      "postal": "670257",
      "lat": 1.378509,
      "lng": 103.773212
    },
    {
      "name": "Jurong Point",
      "address": "1 Jurong West Central 2, #B1-31/32/33/46 Jurong Point Shopping Centre, Singapore 648886",
      "postal": "648886",
      "lat": 1.339452,
      "lng": 103.706685
    },
    {
      "name": "Causeway Point",
      "address": "1 Woodlands Square, #01-16 Causeway Point, Singapore 738099",
      "postal": "738099",
      "lat": 1.43607,
      "lng": 103.785982
    },
    {
      "name": "NEX",
      "address": "23 Serangoon Central, #B2-28/29, Singapore 556083",
      "postal": "556083",
      "lat": 1.350676,
      "lng": 103.871862
    },
    {
      "name": "National University of Singapore",
      "address": "2 College Avenue West, Stephen Riady Centre, University Town, #01-01, National University of Singapore, Singapore 138607",
      "postal": "138607",
      "lat": 1.304687,
      "lng": 103.77245
    },
    {
      "name": "Nanyang Technological University",
      "address": "50 Nanyang Avenue Blk NS3-01-10, Academic Complex North, Nanyang Technological University, Singapore 639798",
      "postal": "639798",
      "lat": 1.343823,
      "lng": 103.682774
    },
    {
      "name": "Singapore Management University",
      "address": "70 Stamford Road #B1-43, Singapore Management University, Singapore 178901",
      "postal": "178901",
      "lat": 1.296657,
      "lng": 103.850106
    },
    {
      "name": "Holland Village",
      "address": "20 Lorong Mambong, Singapore 277679",
      "postal": "277679",
      "lat": 1.311482,
      "lng": 103.795138
    },
    {
      "name": "Parkway Parade Premier Centre",
      "address": "80 Marine Parade Road, #15-05 to 09, Parkway Parade, Singapore 449269",
      "postal": "449269",
      "lat": 1.301042,
      "lng": 103.905505
    },
    {
      "name": "Northpoint",
      "address": "930 Yishun Ave 2, #B1-36 Northpoint City, Singapore 769098",
      "postal": "769098",
      "lat": 1.429698,
      "lng": 103.835776
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    {
      "name": "Bedok",
      "address": "204 Bedok North St 1, #01-403/405/407, Singapore 460204",
      "postal": "460204",
      "lat": 1.326359,
      "lng": 103.929996
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    {
      "name": "Compass One",
      "address": "1 Sengkang Square, #02-04 Compass One, Singapore 545078",
      "postal": "545078",
      "lat": 1.392053,
      "lng": 103.895071
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    {
      "name": "Clementi",
      "address": "3155 Commonwealth Avenue West, #04-52 to 55 The Clementi Mall, Singapore 129588",
      "postal": "129588",
      "lat": 1.314967,
      "lng": 103.76427
    },
    {
      "name": "Choa Chu Kang",
      "address": "304 Choa Chu Kang Ave 4, #01-663, Singapore 680304",
      "postal": "680304",
      "lat": 1.384494,
      "lng": 103.743146
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      "name": "Paya Lebar Square",
      "address": "60 Paya Lebar Road, #01-45/46/52/53, Singapore 409051",
      "postal": "409051",
      "lat": 1.318815,
      "lng": 103.892581
    },
    {
      "name": "White Sands",
      "address": "1 Pasir Ris Central St 3, White Sands, #01-13, Singapore 518457",
      "postal": "518457",
      "lat": 1.372456,
      "lng": 103.949763
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    {
      "name": "Waterway Point",
      "address": "83 Punggol Central, #01-13 Waterway Point, Singapore 828761",
      "postal": "828761",
      "lat": 1.40641,
      "lng": 103.90213
    },
    {
      "name": "Marine Parade",
      "address": "83 Marine Parade Central, #01-576/578, Singapore 440083",
      "postal": "440083",
      "lat": 1.30256,
      "lng": 103.906075
    },
    {
      "name": "Bishan",
      "address": "9 Bishan Place, #02-08/09, Junction 8 Shopping Centre, Singapore 579837",
      "postal": "579837",
      "lat": 1.350422,
      "lng": 103.848826
    },
    {
      "name": "United Square",
      "address": "101 Thomson Road, #02-26 to 29, United Square, Singapore 307591",
      "postal": "307591",
      "lat": 1.317428,
      "lng": 103.843671
    }
  ],
  "hours_today": null,
  "posted_at": "2026-10-21T00:00:00.000Z",
  "source_url": "https://www.ocbc.com/personal-banking/deposits/fixed-deposit-account",
  "image_url": "https://spill.sg/deal-img/ocbc-fixed-deposit-rates-up-to-1-85-p-a.webp?v=a986c8c0d3",
  "original_url": "https://www.ocbc.com/personal-banking/deposits/fixed-deposit-account",
  "original_type": "website",
  "original_text": "Secure higher returns with OCBC's fixed deposit rates & promotion! Open a Time Deposit (Fixed Deposit) account online with the OCBC Digital app today.",
  "confidence": "low",
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  "verified_by_brand": false,
  "updated_at": "2026-11-05T10:00:00+08:00",
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