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  "url": "https://spill.sg/p/ocbc-credit-card-welcome-gift-2026-10-01",
  "brand": "OCBC",
  "title": "Credit card welcome gift: S$365 cashback, 22,000 miles or 16% cashback",
  "summary": "New OCBC credit cardmembers who apply by 31 Dec 2026 get one welcome gift, such as S$365 cashback on the OCBC 365 card or 22,000 miles, mostly after S$800 spend in 60 days.",
  "deal_type": "cashback",
  "badge": "16%",
  "price_sgd": null,
  "original_price_sgd": null,
  "start_date": "2026-10-01",
  "end_date": "2026-12-31",
  "time_note": null,
  "conditions": "New OCBC credit cardmembers only (no OCBC credit card held in the last 12 months); apply via ocbc.com, the OCBC app or a branch; min. S$800 eligible spend within 60 days of approval (not for INFINITY); keep the card 12 months.",
  "details": [
    {
      "heading": "Welcome gift by card (apply 1 Oct to 31 Dec 2026)",
      "lines": [
        "OCBC 365 Credit Card: upsized S$365 cashback for applications from 1 Nov to 31 Dec 2026 (S$300 for October applications)",
        "OCBC NXT Credit Card: S$300 cashback",
        "OCBC Rewards Card: 55,000 OCBC$ (equal to 22,000 miles)",
        "OCBC 90°N Visa Card or Mastercard: 22,000 miles",
        "OCBC INFINITY Cashback Card: 16% cashback (1.6% base + 14.4% bonus) on the first S$2,000 eligible spend within 60 days; bonus capped at S$288"
      ]
    },
    {
      "heading": "How to qualify",
      "lines": [
        "Apply on an OCBC website, in the OCBC app or at an OCBC branch (applications via SingSaver, MoneySmart and other third-party sites do not count)",
        "Card must be approved within 30 days of the application",
        "Spend at least S$800 on eligible retail transactions within 60 days of card approval (approval date is day 1); no minimum spend for the INFINITY card",
        "Supplementary card spend counts towards the principal card",
        "Annual fee waiver also applies; conditions differ by card"
      ]
    },
    {
      "heading": "Good to know",
      "lines": [
        "New OCBC Cardmember: aged 21+, holds no OCBC credit card now and none in the 12 months before applying; supplementary-only cardholders qualify",
        "One welcome gift per customer, for the card approved first",
        "Excluded spend includes annual fees, insurance premiums, instalment plans, income tax, bill payments via Internet Banking, cash advances, digital wallet top-ups (GrabPay, YouTrip, ShopeePay, Singtel Dash), AXS, EZ-Link and TransitLink",
        "Gift notice by email or SMS within 4 calendar months of meeting the spend",
        "Cancelling the card within 12 months of approval lets OCBC claw back the gift",
        "T&C PDF: Terms and Conditions governing the OCBC Credit Card Welcome Gift Promotion"
      ]
    }
  ],
  "promo_url": "https://www.ocbc.com/personal-banking/cards/credit-card",
  "booking_url": "https://www.ocbc.com/personal-banking/cards/credit-card",
  "pdf_url": "https://www.ocbc.com/iwov-resources/sg/ocbc/personal/pdf/cards/tncs-ocbc-cc-welcome-gift-promotion-oct-2026.pdf",
  "promo_code": null,
  "coupons": [],
  "eligibility": [],
  "category": "finance",
  "status": "live",
  "all_outlets": false,
  "outlets": [],
  "hours_today": null,
  "posted_at": "2026-09-30T16:00:00.000Z",
  "source_url": "https://www.ocbc.com/personal-banking/cards/credit-card",
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  "original_url": "https://www.ocbc.com/personal-banking/cards/credit-card",
  "original_type": "website",
  "original_text": null,
  "confidence": "high",
  "sponsored": false,
  "verified_by_brand": false,
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