# OCBC: 360 Account: Higher Save bonus, up to 0.65% p.a. (EIR up to 4.70%)

Until 31 Dec 2026, OCBC 360 Account holders who grow their average daily balance by S$500 a month get a Save bonus of 0.50% on the first S$75,000 and 1.10% on the next S$25,000.

- Deal: 0.65% p.a. (Deal)
- When: 1 Aug – 31 Dec
- Status on 2026-11-12: live
- Category: Cards & Banks
- Conditions: Hold an OCBC 360 Account; raise the month's average daily balance by at least S$500 over the previous month.
- Promotion page: https://www.ocbc.com/personal-banking/deposits/360-savings-account#:~:text=Enjoy%20a%20higher%20Save%20bonus%20interest
- Menu / poster (PDF): https://www.ocbc.com/iwov-resources/sg/ocbc/personal/pdf/accounts/tncs-governing-360-account-save-bonus-promo.pdf
- Where: Not stated

## Details

### Save bonus · 1 Aug to 31 Dec 2026
- First S$75,000: 0.50% p.a. (usually 0.40%)
- Next S$25,000: 1.10% p.a. (usually 0.40%)
- EIR on the first S$100,000: 0.65% p.a.
- Condition: average daily balance this month at least S$500 higher than last month

### Max EIR with other 360 bonuses (first S$100,000)
- Salary + Save: 1.95% p.a.
- Salary + Save + Spend: 2.20% p.a.
- Salary + Save + Spend + Insure or Invest: 3.45% p.a.
- Salary + Save + Spend + Insure + Invest: 4.70% p.a.
- Base interest 0.05% p.a. on all balances

### Good to know
- Save bonus is worked out monthly and credited by the 7th business day of the next month
- No bonus for a month in which the balance did not grow by S$500
- Insured up to S$100k by SDIC
- T&C PDF: Terms and Conditions Governing the 360 Account Save Bonus Promotion (August 2026)

- Confidence: high
- Last updated: 2026-11-11T07:14:52+08:00
- Page: https://spill.sg/p/ocbc-360-save-bonus-up-to-0-65-2026-08-01
- Add to calendar: https://spill.sg/p/ocbc-360-save-bonus-up-to-0-65-2026-08-01/calendar.ics (.ics: Apple, Outlook, Samsung) · Google: https://calendar.google.com/calendar/render?action=TEMPLATE&text=OCBC%3A+360+Account%3A+Higher+Save+bonus%2C+up+to+0.65%25+p.a.+%28EIR+up+to+4.70%25%29&dates=20261112%2F20270101&details=Until+31+Dec+2026%2C+OCBC+360+Account+holders+who+grow+their+average+daily+balance+by+S%24500+a+month+get+a+Save+bonus+of+0.50%25+on+the+first+S%2475%2C000+and+1.10%25+on+the+next+S%2425%2C000.%0AUntil+2026-12-31%0AHold+an+OCBC+360+Account%3B+raise+the+month%27s+average+daily+balance+by+at+least+S%24500+over+the+previous+month.%0Ahttps%3A%2F%2Fspill.sg%2Fp%2Focbc-360-save-bonus-up-to-0-65-2026-08-01&location=&ctz=Asia%2FSingapore · Outlook.com: https://outlook.live.com/calendar/0/deeplink/compose?path=%2Fcalendar%2Faction%2Fcompose&rru=addevent&subject=OCBC%3A+360+Account%3A+Higher+Save+bonus%2C+up+to+0.65%25+p.a.+%28EIR+up+to+4.70%25%29&body=Until+31+Dec+2026%2C+OCBC+360+Account+holders+who+grow+their+average+daily+balance+by+S%24500+a+month+get+a+Save+bonus+of+0.50%25+on+the+first+S%2475%2C000+and+1.10%25+on+the+next+S%2425%2C000.%0AUntil+2026-12-31%0AHold+an+OCBC+360+Account%3B+raise+the+month%27s+average+daily+balance+by+at+least+S%24500+over+the+previous+month.%0Ahttps%3A%2F%2Fspill.sg%2Fp%2Focbc-360-save-bonus-up-to-0-65-2026-08-01&location=&startdt=2026-11-12&enddt=2027-01-01&allday=true
- Save and get a reminder when it starts: https://spill.sg/p/ocbc-360-save-bonus-up-to-0-65-2026-08-01?save=1&remind=1

_From Spill. Source: ocbc.com. Terms can change._