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(usually 0.40%)", "EIR on the first S$100,000: 0.65% p.a.", "Condition: average daily balance this month at least S$500 higher than last month" ] }, { "heading": "Max EIR with other 360 bonuses (first S$100,000)", "lines": [ "Salary + Save: 1.95% p.a.", "Salary + Save + Spend: 2.20% p.a.", "Salary + Save + Spend + Insure or Invest: 3.45% p.a.", "Salary + Save + Spend + Insure + Invest: 4.70% p.a.", "Base interest 0.05% p.a. on all balances" ] }, { "heading": "Good to know", "lines": [ "Save bonus is worked out monthly and credited by the 7th business day of the next month", "No bonus for a month in which the balance did not grow by S$500", "Insured up to S$100k by SDIC", "T&C PDF: Terms and Conditions Governing the 360 Account Save Bonus Promotion (August 2026)" ] } ], "promo_url": "https://www.ocbc.com/personal-banking/deposits/360-savings-account#:~:text=Enjoy%20a%20higher%20Save%20bonus%20interest", "booking_url": 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