# HSBC: Time deposit up to 10.5% p.a. (SGD) or 13.0% p.a. (USD) with an insurance purchase

Buy an eligible insurance policy for a promotional 3-month time deposit rate of up to 10.5% p.a. in SGD or 13.0% p.a. in USD, or invest in eligible wealth products for a 2-month rate of up to 3.75% (SGD) or 5.75% (USD).

- Deal: 10.5% p.a. (Deal)
- When: Ongoing since 10 Nov
- Status on 2026-11-12: undated
- Category: Insurance
- Conditions: Purchase an eligible insurance policy or eligible wealth product; promotional time deposit placed with it; T&Cs apply.
- Promotion page: https://www.hsbc.com.sg/promotions/#:~:text=promotional%203%2Dmonth%20time%20deposit
- Menu / poster (PDF): https://www.hsbc.com.sg/content/dam/hsbc/sg/documents/promotions/q1-insurance-x-promotion-tnc.pdf
- Where: Not stated

## Details

### With an eligible insurance policy · 3-month time deposit
- Up to 10.5% p.a. on SGD
- Up to 13.0% p.a. on USD

### With eligible wealth products · 2-month time deposit
- Up to 3.75% p.a. on SGD
- Up to 5.75% p.a. on USD

### Good to know
- Rates are "up to"; the rate you get, eligible products and placement limits are in the T&C
- No dates on the promotions page
- T&C: investments x time deposit promotion PDF and insurance x time deposit promotion PDF

- Confidence: low
- Last updated: 2026-11-10T23:00:00+08:00
- Page: https://spill.sg/p/hsbc-time-deposit-with-wealth-or-insurance-2026-11-10
- Add to calendar: https://spill.sg/p/hsbc-time-deposit-with-wealth-or-insurance-2026-11-10/calendar.ics (.ics: Apple, Outlook, Samsung) · Google: https://calendar.google.com/calendar/render?action=TEMPLATE&text=HSBC%3A+Time+deposit+up+to+10.5%25+p.a.+%28SGD%29+or+13.0%25+p.a.+%28USD%29+with+an+insurance+purchase&dates=20261112%2F20261113&details=Buy+an+eligible+insurance+policy+for+a+promotional+3-month+time+deposit+rate+of+up+to+10.5%25+p.a.+in+SGD+or+13.0%25+p.a.+in+USD%2C+or+invest+in+eligible+wealth+products+for+a+2-month+rate+of+up+to+3.75%25+%28SGD%29+or+5.75%25+%28USD%29.%0ANo+end+date%0APurchase+an+eligible+insurance+policy+or+eligible+wealth+product%3B+promotional+time+deposit+placed+with+it%3B+T%26Cs+apply.%0Ahttps%3A%2F%2Fspill.sg%2Fp%2Fhsbc-time-deposit-with-wealth-or-insurance-2026-11-10&location=&ctz=Asia%2FSingapore · Outlook.com: https://outlook.live.com/calendar/0/deeplink/compose?path=%2Fcalendar%2Faction%2Fcompose&rru=addevent&subject=HSBC%3A+Time+deposit+up+to+10.5%25+p.a.+%28SGD%29+or+13.0%25+p.a.+%28USD%29+with+an+insurance+purchase&body=Buy+an+eligible+insurance+policy+for+a+promotional+3-month+time+deposit+rate+of+up+to+10.5%25+p.a.+in+SGD+or+13.0%25+p.a.+in+USD%2C+or+invest+in+eligible+wealth+products+for+a+2-month+rate+of+up+to+3.75%25+%28SGD%29+or+5.75%25+%28USD%29.%0ANo+end+date%0APurchase+an+eligible+insurance+policy+or+eligible+wealth+product%3B+promotional+time+deposit+placed+with+it%3B+T%26Cs+apply.%0Ahttps%3A%2F%2Fspill.sg%2Fp%2Fhsbc-time-deposit-with-wealth-or-insurance-2026-11-10&location=&startdt=2026-11-12&enddt=2026-11-13&allday=true
- Save and get a reminder when it starts: https://spill.sg/p/hsbc-time-deposit-with-wealth-or-insurance-2026-11-10?save=1&remind=1

_From Spill. Source: hsbc.com.sg. Terms can change._