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  "url": "https://spill.sg/p/hsbc-time-deposit-with-wealth-or-insurance-2026-11-10",
  "brand": "HSBC",
  "title": "Time deposit up to 10.5% p.a. (SGD) or 13.0% p.a. (USD) with an insurance purchase",
  "summary": "Buy an eligible insurance policy for a promotional 3-month time deposit rate of up to 10.5% p.a. in SGD or 13.0% p.a. in USD, or invest in eligible wealth products for a 2-month rate of up to 3.75% (SGD) or 5.75% (USD).",
  "deal_type": "other",
  "badge": "10.5% p.a.",
  "price_sgd": null,
  "original_price_sgd": null,
  "start_date": null,
  "end_date": null,
  "time_note": null,
  "conditions": "Purchase an eligible insurance policy or eligible wealth product; promotional time deposit placed with it; T&Cs apply.",
  "details": [
    {
      "heading": "With an eligible insurance policy · 3-month time deposit",
      "lines": [
        "Up to 10.5% p.a. on SGD",
        "Up to 13.0% p.a. on USD"
      ]
    },
    {
      "heading": "With eligible wealth products · 2-month time deposit",
      "lines": [
        "Up to 3.75% p.a. on SGD",
        "Up to 5.75% p.a. on USD"
      ]
    },
    {
      "heading": "Good to know",
      "lines": [
        "Rates are \"up to\"; the rate you get, eligible products and placement limits are in the T&C",
        "No dates on the promotions page",
        "T&C: investments x time deposit promotion PDF and insurance x time deposit promotion PDF"
      ]
    }
  ],
  "promo_url": "https://www.hsbc.com.sg/promotions/#:~:text=promotional%203%2Dmonth%20time%20deposit",
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  "pdf_url": "https://www.hsbc.com.sg/content/dam/hsbc/sg/documents/promotions/q1-insurance-x-promotion-tnc.pdf",
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  "category": "insurance",
  "status": "undated",
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  "posted_at": "2026-11-10T14:57:08.000Z",
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  "original_type": null,
  "original_text": null,
  "confidence": "low",
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  "verified_by_brand": false,
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