# HSBC: SGD time deposit promotional rates: Up to 2.00% p.a. for 6 months

Place at least S$30,000 of fresh funds in an SGD time deposit for promotional rates of up to 2.00% p.a. on 6 months; rates depend on your banking tier.

- Deal: 2.00% p.a. (Deal)
- When: Ongoing since 10 Nov
- Status on 2026-11-12: undated
- Category: Cards & Banks
- Conditions: Minimum S$30,000 in fresh funds; 3, 6, 9 or 12 months; place in the HSBC Singapore app (or at a branch / via your Relationship Manager).
- Promotion page: https://www.hsbc.com.sg/accounts/products/time-deposit/#rates-table
- Menu / poster (PDF): https://www.hsbc.com.sg/content/dam/hsbc/sg/documents/accounts/time-deposits/offers/sgd-terms-and-conditions.pdf
- Where: Not stated

## Details

### Premier Elite
- 3 months 1.60% p.a.; 6 months 2.00% p.a.; 9 months 1.60% p.a.; 12 months 1.70% p.a.

### Premier with wealth holdings or Premier FX Engaged
- 3 months 1.60% p.a.; 6 months 2.00% p.a.; 9 months 1.55% p.a.; 12 months 1.65% p.a.

### Premier without wealth holdings
- 3 months 1.60% p.a.; 6 months 2.00% p.a.; 9 months 1.25% p.a.; 12 months 1.35% p.a.

### Personal Banking
- 3 months 1.40% p.a.; 6 months 1.80% p.a.; 9 months 1.20% p.a.; 12 months 1.30% p.a.

### Good to know
- Minimum S$30,000 in fresh funds for the promotional rate; you need an HSBC deposit account first
- Rates shown are the current ones; the app shows the rate before you confirm
- Early withdrawal may cost a charge and you can get back less than you placed
- The Premier page also shows up to 4.60% p.a. on USD time deposits with at least USD30,000 fresh funds
- T&C: SGD time deposit promotion terms and conditions PDF

- Confidence: high
- Last updated: 2026-11-10T23:00:00+08:00
- Page: https://spill.sg/p/hsbc-sgd-time-deposit-promotional-rates-2026-11-10
- Add to calendar: https://spill.sg/p/hsbc-sgd-time-deposit-promotional-rates-2026-11-10/calendar.ics (.ics: Apple, Outlook, Samsung) · Google: https://calendar.google.com/calendar/render?action=TEMPLATE&text=HSBC%3A+SGD+time+deposit+promotional+rates%3A+Up+to+2.00%25+p.a.+for+6+months&dates=20261112%2F20261113&details=Place+at+least+S%2430%2C000+of+fresh+funds+in+an+SGD+time+deposit+for+promotional+rates+of+up+to+2.00%25+p.a.+on+6+months%3B+rates+depend+on+your+banking+tier.%0ANo+end+date%0AMinimum+S%2430%2C000+in+fresh+funds%3B+3%2C+6%2C+9+or+12+months%3B+place+in+the+HSBC+Singapore+app+%28or+at+a+branch+%2F+via+your+Relationship+Manager%29.%0Ahttps%3A%2F%2Fspill.sg%2Fp%2Fhsbc-sgd-time-deposit-promotional-rates-2026-11-10&location=&ctz=Asia%2FSingapore · Outlook.com: https://outlook.live.com/calendar/0/deeplink/compose?path=%2Fcalendar%2Faction%2Fcompose&rru=addevent&subject=HSBC%3A+SGD+time+deposit+promotional+rates%3A+Up+to+2.00%25+p.a.+for+6+months&body=Place+at+least+S%2430%2C000+of+fresh+funds+in+an+SGD+time+deposit+for+promotional+rates+of+up+to+2.00%25+p.a.+on+6+months%3B+rates+depend+on+your+banking+tier.%0ANo+end+date%0AMinimum+S%2430%2C000+in+fresh+funds%3B+3%2C+6%2C+9+or+12+months%3B+place+in+the+HSBC+Singapore+app+%28or+at+a+branch+%2F+via+your+Relationship+Manager%29.%0Ahttps%3A%2F%2Fspill.sg%2Fp%2Fhsbc-sgd-time-deposit-promotional-rates-2026-11-10&location=&startdt=2026-11-12&enddt=2026-11-13&allday=true
- Save and get a reminder when it starts: https://spill.sg/p/hsbc-sgd-time-deposit-promotional-rates-2026-11-10?save=1&remind=1

_From Spill. Source: hsbc.com.sg. Terms can change._