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  "url": "https://spill.sg/p/hsbc-sgd-time-deposit-promotional-rates-2026-11-10",
  "brand": "HSBC",
  "title": "SGD time deposit promotional rates: Up to 2.00% p.a. for 6 months",
  "summary": "Place at least S$30,000 of fresh funds in an SGD time deposit for promotional rates of up to 2.00% p.a. on 6 months; rates depend on your banking tier.",
  "deal_type": "other",
  "badge": "2.00% p.a.",
  "price_sgd": null,
  "original_price_sgd": null,
  "start_date": null,
  "end_date": null,
  "time_note": null,
  "conditions": "Minimum S$30,000 in fresh funds; 3, 6, 9 or 12 months; place in the HSBC Singapore app (or at a branch / via your Relationship Manager).",
  "details": [
    {
      "heading": "Premier Elite",
      "lines": [
        "3 months 1.60% p.a.; 6 months 2.00% p.a.; 9 months 1.60% p.a.; 12 months 1.70% p.a."
      ]
    },
    {
      "heading": "Premier with wealth holdings or Premier FX Engaged",
      "lines": [
        "3 months 1.60% p.a.; 6 months 2.00% p.a.; 9 months 1.55% p.a.; 12 months 1.65% p.a."
      ]
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    {
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      "lines": [
        "3 months 1.60% p.a.; 6 months 2.00% p.a.; 9 months 1.25% p.a.; 12 months 1.35% p.a."
      ]
    },
    {
      "heading": "Personal Banking",
      "lines": [
        "3 months 1.40% p.a.; 6 months 1.80% p.a.; 9 months 1.20% p.a.; 12 months 1.30% p.a."
      ]
    },
    {
      "heading": "Good to know",
      "lines": [
        "Minimum S$30,000 in fresh funds for the promotional rate; you need an HSBC deposit account first",
        "Rates shown are the current ones; the app shows the rate before you confirm",
        "Early withdrawal may cost a charge and you can get back less than you placed",
        "The Premier page also shows up to 4.60% p.a. on USD time deposits with at least USD30,000 fresh funds",
        "T&C: SGD time deposit promotion terms and conditions PDF"
      ]
    }
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  "pdf_url": "https://www.hsbc.com.sg/content/dam/hsbc/sg/documents/accounts/time-deposits/offers/sgd-terms-and-conditions.pdf",
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  "coupons": [],
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  "category": "finance",
  "status": "undated",
  "all_outlets": false,
  "outlets": [],
  "hours_today": null,
  "posted_at": "2026-11-10T14:57:08.000Z",
  "source_url": "https://www.hsbc.com.sg/accounts/products/time-deposit/",
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  "original_url": "https://www.hsbc.com.sg/accounts/products/time-deposit/",
  "original_type": null,
  "original_text": null,
  "confidence": "high",
  "sponsored": false,
  "verified_by_brand": false,
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