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  "url": "https://spill.sg/p/hsbc-premier-referral-programme-2026-11-10",
  "brand": "HSBC",
  "title": "Premier referral: S$600 cash per referral, plus S$1,000 bonus for 4 referrals in 2026",
  "summary": "Premier customers get S$600 cash (or S$800 in fund units) for each friend who joins Premier, S$1,600 (or S$2,000) for Premier Elite, and an extra S$1,000 for 4 or more successful referrals in 2026.",
  "deal_type": "cashback",
  "badge": "Cashback",
  "price_sgd": 600,
  "original_price_sgd": null,
  "start_date": null,
  "end_date": null,
  "time_note": "Bonus campaign 1 Oct to 31 Dec 2026; November 2026 code MGMNOV26",
  "conditions": "For existing HSBC Premier customers; referee must join Premier with at least S$300,000 (Elite: S$1.2 million and opt in as Accredited Investor) in incremental fresh funds.",
  "details": [
    {
      "heading": "Reward per successful referral (same calendar month)",
      "lines": [
        "Referral to Premier: S$600 cash credit, or S$800 in HSBC Singapore Dollar Liquidity Fund",
        "Referral to Premier Elite: S$1,600 cash credit, or S$2,000 in fund units",
        "Successful Premier referral: the friend signs up with at least S$300,000 in incremental fresh funds",
        "Successful Premier Elite referral: at least S$1.2 million in incremental fresh funds and opts in as an Accredited Investor"
      ]
    },
    {
      "heading": "Bonus · 1 Oct to 31 Dec 2026",
      "lines": [
        "Already 4 or more successful referrals between 1 Jan and 30 Sep 2026: make 1 more for S$1,000",
        "Fewer than 4 before 1 Oct 2026: reach a total of 4 during the campaign for S$1,000"
      ]
    },
    {
      "heading": "How to choose fund units",
      "lines": [
        "Cash is the standard reward",
        "For fund units for November 2026 referrals, fill in the form with your Everyday Global Account number and code MGMNOV26 by 31 Mar 2027",
        "October 2026 code MGMOCT26: opt-out registration ends 31 Jan 2027"
      ]
    },
    {
      "heading": "Good to know",
      "lines": [
        "The page tile shows up to S$4,000 in referral rewards",
        "T&C: Premier Referral Programme and Referral Accelerator terms on the Premier privileges page"
      ]
    }
  ],
  "promo_url": "https://www.hsbc.com.sg/premier/privileges/#referral-programme",
  "booking_url": "https://www.hsbc.com.sg/premier/privileges/#referral-programme",
  "pdf_url": null,
  "promo_code": null,
  "coupons": [],
  "eligibility": [],
  "category": "finance",
  "status": "undated",
  "all_outlets": false,
  "outlets": [],
  "hours_today": null,
  "posted_at": "2026-11-10T14:57:13.000Z",
  "source_url": "https://www.hsbc.com.sg/premier/privileges/",
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  "original_url": "https://www.hsbc.com.sg/premier/privileges/",
  "original_type": null,
  "original_text": null,
  "confidence": "low",
  "sponsored": false,
  "verified_by_brand": false,
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