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  "url": "https://spill.sg/p/hsbc-balance-transfer-0-percent-6-months-2026-11-10",
  "brand": "HSBC",
  "title": "Balance transfer: 0% interest for 6 months, processing fee from 2.5%",
  "summary": "Turn your HSBC credit card limit into cash at 0% interest for 6 months with a processing fee from 2.5% (EIR 5.47% p.a.), per the promotions page.",
  "deal_type": "other",
  "badge": "0%",
  "price_sgd": null,
  "original_price_sgd": null,
  "start_date": null,
  "end_date": null,
  "time_note": null,
  "conditions": "HSBC credit cardholders; apply in the HSBC Singapore app; latest rates shown in the app.",
  "details": [
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      "heading": "Promotions page offer",
      "lines": [
        "0% interest for 6 months",
        "Processing fee from 2.5% (EIR 5.47% p.a.)"
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    {
      "heading": "Balance Transfer page",
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        "Tenor of 6 or 12 months at the promotional rate; after that the prevailing cash advance rate applies",
        "One-time processing fee of S$88 if the approved amount is below S$20,000; waived above S$20,000",
        "Money can go to any current or savings account or a non-HSBC credit card",
        "Repay as little as S$50 or the minimum payment on your card statement"
      ]
    },
    {
      "heading": "Good to know",
      "lines": [
        "The Balance Transfer page sends you to the app for current rates; the 0% / 2.5% figures are from the promotions page",
        "T&C: Balance Transfer terms and conditions PDF"
      ]
    }
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  "promo_url": "https://www.hsbc.com.sg/promotions/#loanpromotions",
  "booking_url": "https://www.hsbc.com.sg/credit-cards/features/balance-transfer/",
  "pdf_url": "https://www.hsbc.com.sg/content/dam/hsbc/sg/documents/balance-transfer-terms-and-conditions.pdf",
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  "category": "finance",
  "status": "undated",
  "all_outlets": false,
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  "posted_at": "2026-11-10T14:57:08.000Z",
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  "original_text": null,
  "confidence": "low",
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