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  "url": "https://spill.sg/p/hl-assurance-travel-protect360-60-off-2026-11-11",
  "brand": "HL Assurance",
  "title": "Travel Protect360: 60% off single-trip, 50% off annual plans, free eSIM or lounge access till 30 Nov",
  "summary": "HL Assurance takes 60% off Travel Protect360 single-trip plans (extra 5% with code EXTRA5) and 50% off annual plans bought on its website until 5 Jan 2027; from 5 to 30 Nov 2026 single-trip buyers also get a free eSIM of up to 5GB and annual-plan buyers a free lounge access.",
  "deal_type": "percent_off",
  "badge": "60% off",
  "price_sgd": null,
  "original_price_sgd": null,
  "start_date": null,
  "end_date": "2027-01-05",
  "time_note": "Free eSIM (single trip) or lounge access (annual) for purchases 5 to 30 Nov 2026",
  "conditions": "New purchases on hlas.com.sg only, not via agency partners. Not valid with other travel discounts. Code EXTRA5 is for online single-trip purchases.",
  "details": [
    {
      "heading": "Discounts (until 5 Jan 2027)",
      "lines": [
        "Single Trip plans: 60% off, plus an extra 5% with code EXTRA5",
        "Annual plans: 50% off",
        "Home Contents Insurance at $56/year when you buy any annual travel plan"
      ]
    },
    {
      "heading": "Free eSIM or lounge access (5 to 30 Nov 2026)",
      "lines": [
        "Buy a Travel Protect360 Single Trip policy online and get one complimentary eSIM, up to 5GB valid up to 30 days",
        "Buy a Travel Protect360 Annual Trip policy online in the same period and get a free lounge access, fulfilled by 8 Jan 2027 (policy must not be cancelled by then)",
        "Redemption code by email the next business day; redeem with QY Roam on WhatsApp +65 8032 7183 by 31 May 2027",
        "Destination must be covered by the policy; MFA advisory destinations and Myanmar excluded"
      ]
    },
    {
      "heading": "No Claim Discount",
      "lines": [
        "No claim on a single trip: 5% NCD code for the next single trip, rising to 10%",
        "No claim in a year on an annual plan: 10% NCD on renewal"
      ]
    },
    {
      "heading": "Good to know",
      "lines": [
        "Our summary only, not advice; read the policy wording before buying",
        "eSIM T&C: https://www.hlas.com.sg/wp-content/uploads/2026/11/Single-Travel-eSIM-2026_Terms-and-Conditions_5112026.pdf"
      ]
    }
  ],
  "promo_url": "https://www.hlas.com.sg/travel-insurance/",
  "booking_url": "https://www.hlas.com.sg/travel-insurance/",
  "pdf_url": null,
  "promo_code": "EXTRA5",
  "coupons": [],
  "eligibility": [],
  "category": "insurance",
  "status": "live",
  "all_outlets": false,
  "outlets": [],
  "hours_today": null,
  "posted_at": "2026-11-10T22:39:09.000Z",
  "source_url": "https://www.hlas.com.sg/travel-insurance/",
  "image_url": "https://spill.sg/deal-img/hl-assurance-travel-protect360-60-off-2026-11-11.webp?v=e684324fae",
  "original_url": null,
  "original_type": null,
  "original_text": null,
  "confidence": "medium",
  "sponsored": false,
  "verified_by_brand": false,
  "updated_at": "2026-11-11T07:46:16+08:00",
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