{
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  "url": "https://spill.sg/p/hl-assurance-fraud-protect360-plus-20-off-2026-11-11",
  "brand": "HL Assurance",
  "title": "Fraud Protect360 PLUS: 20% off yearly plans, extra 10% off with a spouse",
  "summary": "HL Assurance takes 20% off Fraud Protect360 PLUS cyber insurance yearly plans (Signature from $23.12, Elite from $43.12 a month) until 5 Jan 2027, with an extra 10% off when you buy together with your spouse.",
  "deal_type": "percent_off",
  "badge": "20% off",
  "price_sgd": null,
  "original_price_sgd": null,
  "start_date": null,
  "end_date": "2027-01-05",
  "time_note": null,
  "conditions": "Fraud Protect360 PLUS Signature or Elite. 20% off annual plans; extra 10% for annual plans covering you and your spouse; monthly spouse plans get 10% off.",
  "details": [
    {
      "heading": "Discounts (until 5 Jan 2027)",
      "lines": [
        "Yearly plan, single: 20% off",
        "Yearly plan with spouse: 20% + 10% off",
        "Monthly plan with spouse: 10% off"
      ]
    },
    {
      "heading": "What it covers",
      "lines": [
        "Personal cyber insurance for unauthorised transactions, online shopping fraud, identity theft and data breaches",
        "Includes identity restoration costs and Personal Accident coverage on yearly plans"
      ]
    },
    {
      "heading": "Good to know",
      "lines": [
        "Our summary only, not advice; read the product summary and policy wording",
        "Buy online at hlas.com.sg"
      ]
    }
  ],
  "promo_url": "https://www.hlas.com.sg/personal-insurance/fraud-protect360-plus/",
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  "pdf_url": null,
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  "category": "insurance",
  "status": "live",
  "all_outlets": false,
  "outlets": [],
  "hours_today": null,
  "posted_at": "2026-11-12T04:45:09.000Z",
  "source_url": "https://www.hlas.com.sg/",
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  "original_type": null,
  "original_text": null,
  "confidence": "high",
  "sponsored": false,
  "verified_by_brand": false,
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