{
  "id": "harvey-norman-november-card-deals-2026-11-10",
  "url": "https://spill.sg/p/harvey-norman-november-card-deals-2026-11-10",
  "brand": "Harvey Norman",
  "title": "November card deals: Up to $150 off with partner banks",
  "summary": "Pay with partner bank cards at Harvey Norman in November for instant savings of up to $150, plus extra cashback on some cards.",
  "deal_type": "cashback",
  "badge": "Cashback",
  "price_sgd": null,
  "original_price_sgd": null,
  "start_date": "2026-11-01",
  "end_date": "2026-11-30",
  "time_note": null,
  "conditions": "Pay with the named bank card or PayLater by Grab; min. spends and redemption caps vary. Mostly in store, one per customer, not with other promotions.",
  "details": [
    {
      "heading": "Citi Mastercard (9 Nov-31 Dec 2026)",
      "lines": [
        "$150 off Apple products with min. $1,800 spend, plus 15% off the 40W Dynamic Power Adapter",
        "Pay with a physical Citi Mastercard (credit or debit); first 73 redemptions"
      ]
    },
    {
      "heading": "DBS/POSB credit cards",
      "lines": [
        "1-30 Nov: $80 off with min. $2,580 on a 3/12/24-month instalment plan (first 280)",
        "18 Sep-30 Nov: $60 off + free Norton 360 Mobile (12 months, worth $39) with iPhone 18 Pro/Pro Max on instalments (first 200)",
        "23 Oct-30 Nov: iPhone Duo on instalments: $150 off + Laut bundle worth $49.90 (first 13) or $60 off + Laut bundle (next 161)"
      ]
    },
    {
      "heading": "PayLater by Grab",
      "lines": [
        "Every Sat-Sun, 1 Jul-31 Dec 2026: $15 off min. $150 on 4/8/12 instalments, code WOW15; in store only, 1 per user per day",
        "Daily 1 Oct 2026-31 Mar 2027: $8 off min. $250 (PAYLATERIT8) and $25 off min. $700 (PAYLATERIT25) on 4/8/12 instalments; $55 off min. $1,400 (PAYLATERIT55) on 8/12 instalments; in store and online, 1 per user per day",
        "New users, first PayLater by Grab purchase (1 Jul-31 Dec 2026): $10 off min. $20 (PAYLATER10); $35 off min. $500 (PAYLATER35); $80 off min. $1,400 (PAYLATER80); in store and online",
        "23 Oct-30 Nov: $130 off min. $2,800 on iPhone Duo on 8 or 12 instalments; in store only, limited redemptions"
      ]
    },
    {
      "heading": "Other cards",
      "lines": [
        "Amex: 5 Membership Rewards points per $1.60 on eligible cards, every Fri-Sun",
        "Kris+: 3 miles per $3, no min. spend, pay in the Kris+ app (1 Oct-31 Dec); 1,500 bonus miles with min. $2,500 after starting the Harvey Norman Challenge in Kris+ (15 Oct-30 Nov, first 200 users)",
        "Maybank credit cards (1 Oct-31 Dec): 1-month instalment waiver with min. $800 on a 6/12/24-month plan; register in the Maybank TREATS SG app; capped at $100 per monthly phase",
        "Trust Visa credit card (1 Nov-31 Dec): $80 off min. $1,200 on a 3/6/9/12-month instalment plan (first 300)",
        "Trust credit/debit cards (1-30 Nov): extra $30 off selected mobile phones/tablets with min. $500"
      ]
    },
    {
      "heading": "Good to know",
      "lines": [
        "In-store purchases only unless stated; 1 redemption per customer; limited redemptions",
        "Not with other promotions",
        "0.75% monthly fee applies for Grab 8 and 12 instalments"
      ]
    }
  ],
  "promo_url": "https://www.harveynorman.com.sg/promotions/november-bank-promotion.html",
  "booking_url": null,
  "pdf_url": null,
  "promo_code": null,
  "coupons": [],
  "eligibility": [],
  "category": "electronics",
  "status": "live",
  "all_outlets": true,
  "outlets": [
    {
      "name": "Millenia Walk Harvey Norman Flagship Store",
      "address": "No 9 Raffles Boulevard, #01-59 to 63, #02-37 to 41, #03-02, Singapore 039596",
      "postal": "039596",
      "lat": 1.292605,
      "lng": 103.859725
    },
    {
      "name": "Lot One",
      "address": "21 Choa Chu Kang Ave 4, #03-01, Singapore 689812",
      "postal": "689812",
      "lat": 1.384975,
      "lng": 103.745012
    },
    {
      "name": "Hougang Mall",
      "address": "90 Hougang Ave. 10 #02-13 to 15, Singapore 538766",
      "postal": "538766",
      "lat": 1.372491,
      "lng": 103.893774
    },
    {
      "name": "Jurong Point",
      "address": "1 Jurong West Central 2, #03-34 to 39 Jurong Point Shopping Centre, Singapore 648886",
      "postal": "648886",
      "lat": 1.339453,
      "lng": 103.706685
    },
    {
      "name": "Parkway Parade Superstore",
      "address": "80 Marine Parade Road, #02-01/02/03/04/05/34C/34D/64, #02-34/34A/35/36, Singapore 449269",
      "postal": "449269",
      "lat": 1.30107,
      "lng": 103.905279
    },
    {
      "name": "Northpoint Superstore",
      "address": "1, Northpoint City South Wing, #B1-136 to 138 & #B2-108 to 112, Singapore 768019",
      "postal": "768019",
      "lat": 1.427903,
      "lng": 103.836178
    },
    {
      "name": "Suntec City",
      "address": "6 Temasek Boulevard, Suntec City Mall, East Atrium, Tower 3/4, #01-634/640, Singapore 038983",
      "postal": "038983",
      "lat": 1.295932,
      "lng": 103.859014
    },
    {
      "name": "Westmall",
      "address": "No 1 Bt. Batok Central Link #03-06 to 09, Singapore 658713",
      "postal": "658713",
      "lat": 1.350021,
      "lng": 103.749216
    },
    {
      "name": "Factory Outlet @ ESR BizPark",
      "address": "750B Chai Chee Road #01-01/#02-02, Singapore 469000",
      "postal": "469000",
      "lat": 1.323652,
      "lng": 103.922103
    },
    {
      "name": "Westgate Mall",
      "address": "3 Gateway Drive #B1-38/39, Westgate, Singapore 608532",
      "postal": "608532",
      "lat": 1.334158,
      "lng": 103.742766
    },
    {
      "name": "Punggol Coast Mall",
      "address": "88 Punggol Wy, #01-143/144/145/146 Punggol Coast Mall, Singapore 829913",
      "postal": "829913",
      "lat": 1.414774,
      "lng": 103.910614
    }
  ],
  "hours_today": null,
  "posted_at": "2026-11-09T00:00:00.000Z",
  "source_url": "https://www.harveynorman.com.sg/promotions/november-bank-promotion.html?ref=cataloguebanner",
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