# DBS/POSB: SGD fixed deposit up to 1.0% p.a.

DBS and POSB SGD fixed deposits pay 1.00% a year on 8 to 12-month placements when your total FD balance is S$1,000 to S$19,999.

- Deal: 1.0% p.a. (Deal)
- When: Ongoing since 17 Oct
- Status on 2026-11-12: live
- Category: Cards & Banks
- Conditions: 1.00% p.a. only when total SGD FD balance is S$1,000-S$19,999 and the tenor is 8-12 months (new placements up to 12 months); S$20,000 and above earns 0.05% p.a.; rates change without notice.
- Promotion page: https://www.dbs.com.sg/personal/rates-online/singapore-dollar-fixed-deposits.page
- Book / order: https://www.dbs.com.sg/personal/support/bank-account-fixed-deposit-placement.html
- Where: Not stated

## Details

### SGD fixed deposit board rates · DBS/POSB (effective 10 Nov 2026)
- Total FD balance S$1,000 to S$19,999: 1.00% p.a. for 8 to 12 months
- Same balance band: 0.80% p.a. for 6 months, 0.95% p.a. for 7 months, 0.15% p.a. for 3 months
- 1 and 2 months: 0.05% p.a.
- Total FD balance S$20,000 and above: 0.05% p.a. for every tenor

### Good to know
- Rate is set by your total SGD FD balance, not by each placement
- New placements are taken for 12 months and below; longer tenors are only for rollovers
- Place SGD FDs on digibank daily 3am to 11.30pm (last working day of the month until 8.30pm)
- Rates are indicative, for individual accounts, and can change without notice

- Confidence: low
- Last updated: 2026-11-10T23:00:00+08:00
- Page: https://spill.sg/p/dbs-posb-sgd-fixed-deposit-up-to-1-0-p-a
- Add to calendar: https://spill.sg/p/dbs-posb-sgd-fixed-deposit-up-to-1-0-p-a/calendar.ics (.ics: Apple, Outlook, Samsung) · Google: https://calendar.google.com/calendar/render?action=TEMPLATE&text=DBS%2FPOSB%3A+SGD+fixed+deposit+up+to+1.0%25+p.a.&dates=20261112%2F20261113&details=DBS+and+POSB+SGD+fixed+deposits+pay+1.00%25+a+year+on+8+to+12-month+placements+when+your+total+FD+balance+is+S%241%2C000+to+S%2419%2C999.%0ANo+end+date%0A1.00%25+p.a.+only+when+total+SGD+FD+balance+is+S%241%2C000-S%2419%2C999+and+the+tenor+is+8-12+months+%28new+placements+up+to+12+months%29%3B+S%2420%2C000+and+above+earns+0.05%25+p.a.%3B+rates+change+without+notice.%0Ahttps%3A%2F%2Fspill.sg%2Fp%2Fdbs-posb-sgd-fixed-deposit-up-to-1-0-p-a&location=&ctz=Asia%2FSingapore · Outlook.com: https://outlook.live.com/calendar/0/deeplink/compose?path=%2Fcalendar%2Faction%2Fcompose&rru=addevent&subject=DBS%2FPOSB%3A+SGD+fixed+deposit+up+to+1.0%25+p.a.&body=DBS+and+POSB+SGD+fixed+deposits+pay+1.00%25+a+year+on+8+to+12-month+placements+when+your+total+FD+balance+is+S%241%2C000+to+S%2419%2C999.%0ANo+end+date%0A1.00%25+p.a.+only+when+total+SGD+FD+balance+is+S%241%2C000-S%2419%2C999+and+the+tenor+is+8-12+months+%28new+placements+up+to+12+months%29%3B+S%2420%2C000+and+above+earns+0.05%25+p.a.%3B+rates+change+without+notice.%0Ahttps%3A%2F%2Fspill.sg%2Fp%2Fdbs-posb-sgd-fixed-deposit-up-to-1-0-p-a&location=&startdt=2026-11-12&enddt=2026-11-13&allday=true
- Save and get a reminder when it starts: https://spill.sg/p/dbs-posb-sgd-fixed-deposit-up-to-1-0-p-a?save=1&remind=1

_From Spill. Source: dbs.com.sg. Terms can change._