{
  "id": "dbs-posb-sgd-fixed-deposit-up-to-1-0-p-a",
  "url": "https://spill.sg/p/dbs-posb-sgd-fixed-deposit-up-to-1-0-p-a",
  "brand": "DBS/POSB",
  "title": "SGD fixed deposit up to 1.0% p.a.",
  "summary": "DBS and POSB SGD fixed deposits pay 1.00% a year on 8 to 12-month placements when your total FD balance is S$1,000 to S$19,999.",
  "deal_type": "other",
  "badge": "1.0% p.a.",
  "price_sgd": null,
  "original_price_sgd": null,
  "start_date": "2026-10-17",
  "end_date": null,
  "time_note": null,
  "conditions": "1.00% p.a. only when total SGD FD balance is S$1,000-S$19,999 and the tenor is 8-12 months (new placements up to 12 months); S$20,000 and above earns 0.05% p.a.; rates change without notice.",
  "details": [
    {
      "heading": "SGD fixed deposit board rates · DBS/POSB (effective 10 Nov 2026)",
      "lines": [
        "Total FD balance S$1,000 to S$19,999: 1.00% p.a. for 8 to 12 months",
        "Same balance band: 0.80% p.a. for 6 months, 0.95% p.a. for 7 months, 0.15% p.a. for 3 months",
        "1 and 2 months: 0.05% p.a.",
        "Total FD balance S$20,000 and above: 0.05% p.a. for every tenor"
      ]
    },
    {
      "heading": "Good to know",
      "lines": [
        "Rate is set by your total SGD FD balance, not by each placement",
        "New placements are taken for 12 months and below; longer tenors are only for rollovers",
        "Place SGD FDs on digibank daily 3am to 11.30pm (last working day of the month until 8.30pm)",
        "Rates are indicative, for individual accounts, and can change without notice"
      ]
    }
  ],
  "promo_url": "https://www.dbs.com.sg/personal/rates-online/singapore-dollar-fixed-deposits.page",
  "booking_url": "https://www.dbs.com.sg/personal/support/bank-account-fixed-deposit-placement.html",
  "pdf_url": null,
  "promo_code": null,
  "coupons": [],
  "eligibility": [],
  "category": "finance",
  "status": "live",
  "all_outlets": false,
  "outlets": [],
  "hours_today": null,
  "posted_at": "2026-10-16T00:00:00.000Z",
  "source_url": "https://www.dbs.com.sg/personal/rates-online/singapore-dollar-fixed-deposits.page",
  "image_url": "https://spill.sg/deal-img/dbs-posb-sgd-fixed-deposit-up-to-1-0-p-a.webp?v=eda335cff1",
  "original_url": "https://www.dbs.com.sg/personal/support/bank-account-fixed-deposit-placement.html",
  "original_type": "website",
  "original_text": "Learn how you can make DBS Fixed Deposit placements via digibank.",
  "confidence": "low",
  "sponsored": false,
  "verified_by_brand": false,
  "updated_at": "2026-11-10T23:00:00+08:00",
  "calendar": {
    "ics": "https://spill.sg/p/dbs-posb-sgd-fixed-deposit-up-to-1-0-p-a/calendar.ics",
    "google": "https://calendar.google.com/calendar/render?action=TEMPLATE&text=DBS%2FPOSB%3A+SGD+fixed+deposit+up+to+1.0%25+p.a.&dates=20261112%2F20261113&details=DBS+and+POSB+SGD+fixed+deposits+pay+1.00%25+a+year+on+8+to+12-month+placements+when+your+total+FD+balance+is+S%241%2C000+to+S%2419%2C999.%0ANo+end+date%0A1.00%25+p.a.+only+when+total+SGD+FD+balance+is+S%241%2C000-S%2419%2C999+and+the+tenor+is+8-12+months+%28new+placements+up+to+12+months%29%3B+S%2420%2C000+and+above+earns+0.05%25+p.a.%3B+rates+change+without+notice.%0Ahttps%3A%2F%2Fspill.sg%2Fp%2Fdbs-posb-sgd-fixed-deposit-up-to-1-0-p-a&location=&ctz=Asia%2FSingapore",
    "outlook": "https://outlook.live.com/calendar/0/deeplink/compose?path=%2Fcalendar%2Faction%2Fcompose&rru=addevent&subject=DBS%2FPOSB%3A+SGD+fixed+deposit+up+to+1.0%25+p.a.&body=DBS+and+POSB+SGD+fixed+deposits+pay+1.00%25+a+year+on+8+to+12-month+placements+when+your+total+FD+balance+is+S%241%2C000+to+S%2419%2C999.%0ANo+end+date%0A1.00%25+p.a.+only+when+total+SGD+FD+balance+is+S%241%2C000-S%2419%2C999+and+the+tenor+is+8-12+months+%28new+placements+up+to+12+months%29%3B+S%2420%2C000+and+above+earns+0.05%25+p.a.%3B+rates+change+without+notice.%0Ahttps%3A%2F%2Fspill.sg%2Fp%2Fdbs-posb-sgd-fixed-deposit-up-to-1-0-p-a&location=&startdt=2026-11-12&enddt=2026-11-13&allday=true",
    "office365": "https://outlook.office.com/calendar/0/deeplink/compose?path=%2Fcalendar%2Faction%2Fcompose&rru=addevent&subject=DBS%2FPOSB%3A+SGD+fixed+deposit+up+to+1.0%25+p.a.&body=DBS+and+POSB+SGD+fixed+deposits+pay+1.00%25+a+year+on+8+to+12-month+placements+when+your+total+FD+balance+is+S%241%2C000+to+S%2419%2C999.%0ANo+end+date%0A1.00%25+p.a.+only+when+total+SGD+FD+balance+is+S%241%2C000-S%2419%2C999+and+the+tenor+is+8-12+months+%28new+placements+up+to+12+months%29%3B+S%2420%2C000+and+above+earns+0.05%25+p.a.%3B+rates+change+without+notice.%0Ahttps%3A%2F%2Fspill.sg%2Fp%2Fdbs-posb-sgd-fixed-deposit-up-to-1-0-p-a&location=&startdt=2026-11-12&enddt=2026-11-13&allday=true",
    "yahoo": "https://calendar.yahoo.com/?v=60&title=DBS%2FPOSB%3A+SGD+fixed+deposit+up+to+1.0%25+p.a.&st=20261112&et=20261112&dur=allday&desc=DBS+and+POSB+SGD+fixed+deposits+pay+1.00%25+a+year+on+8+to+12-month+placements+when+your+total+FD+balance+is+S%241%2C000+to+S%2419%2C999.%0ANo+end+date%0A1.00%25+p.a.+only+when+total+SGD+FD+balance+is+S%241%2C000-S%2419%2C999+and+the+tenor+is+8-12+months+%28new+placements+up+to+12+months%29%3B+S%2420%2C000+and+above+earns+0.05%25+p.a.%3B+rates+change+without+notice.%0Ahttps%3A%2F%2Fspill.sg%2Fp%2Fdbs-posb-sgd-fixed-deposit-up-to-1-0-p-a&in_loc="
  },
  "links": {
    "page": "https://spill.sg/p/dbs-posb-sgd-fixed-deposit-up-to-1-0-p-a",
    "markdown": "https://spill.sg/p/dbs-posb-sgd-fixed-deposit-up-to-1-0-p-a.md",
    "json": "https://spill.sg/p/dbs-posb-sgd-fixed-deposit-up-to-1-0-p-a.json",
    "calendar_ics": "https://spill.sg/p/dbs-posb-sgd-fixed-deposit-up-to-1-0-p-a/calendar.ics",
    "save": "https://spill.sg/p/dbs-posb-sgd-fixed-deposit-up-to-1-0-p-a?save=1",
    "save_and_remind": "https://spill.sg/p/dbs-posb-sgd-fixed-deposit-up-to-1-0-p-a?save=1&remind=1"
  },
  "data_updated_at": "2026-11-12T14:08:26+08:00"
}