# DBS/POSB: Renovation loan at 3.38% p.a. for DBS home loan customers

DBS home loan customers who apply for a renovation loan of S$20,000 or more with code RLHL before 31 Dec 2026 get 3.38% p.a. (EIR 4.49%).

- Deal: 3.38% p.a. (Deal)
- When: Until 31 Dec
- Status on 2026-11-12: live
- Category: Cards & Banks
- Promo code: RLHL
- Conditions: DBS Home Loan customers only; code RLHL in the referrer field; approved for S$20,000 or more; tenure 1 to 5 years.
- Promotion page: https://www.dbs.com.sg/personal/loans/promotion/reno-loan-x-home-loan-promo
- Menu / poster (PDF): https://www.dbs.com.sg/iwov-resources/pdf/loan/reno-rlhl-promo-tnc.pdf
- Where: Not stated

## Details

### Rate
- 3.38% p.a. (EIR 4.49%)
- Loans up to S$30,000

### How to get it
- Apply online before 31 Dec 2026
- Enter RLHL in the referrer code field (it can go after other referrer codes)
- Choose a tenure of 1 to 5 years; the loan must be approved for S$20,000 or more

### Good to know
- Page example: S$30,000 over 5 years saves up to S$1,646.34 (illustration)
- T&Cs: 'Renovation loan RLHL promotion T&Cs' PDF on the page

- Confidence: high
- Last updated: 2026-11-10T23:00:00+08:00
- Page: https://spill.sg/p/dbs-posb-renovation-loan-3-38-for-home-loan-customers-2026-11-10
- Add to calendar: https://spill.sg/p/dbs-posb-renovation-loan-3-38-for-home-loan-customers-2026-11-10/calendar.ics (.ics: Apple, Outlook, Samsung) · Google: https://calendar.google.com/calendar/render?action=TEMPLATE&text=DBS%2FPOSB%3A+Renovation+loan+at+3.38%25+p.a.+for+DBS+home+loan+customers&dates=20261112%2F20270101&details=DBS+home+loan+customers+who+apply+for+a+renovation+loan+of+S%2420%2C000+or+more+with+code+RLHL+before+31+Dec+2026+get+3.38%25+p.a.+%28EIR+4.49%25%29.%0AUntil+2026-12-31%0APromo+code%3A+RLHL%0ADBS+Home+Loan+customers+only%3B+code+RLHL+in+the+referrer+field%3B+approved+for+S%2420%2C000+or+more%3B+tenure+1+to+5+years.%0Ahttps%3A%2F%2Fspill.sg%2Fp%2Fdbs-posb-renovation-loan-3-38-for-home-loan-customers-2026-11-10&location=&ctz=Asia%2FSingapore · Outlook.com: https://outlook.live.com/calendar/0/deeplink/compose?path=%2Fcalendar%2Faction%2Fcompose&rru=addevent&subject=DBS%2FPOSB%3A+Renovation+loan+at+3.38%25+p.a.+for+DBS+home+loan+customers&body=DBS+home+loan+customers+who+apply+for+a+renovation+loan+of+S%2420%2C000+or+more+with+code+RLHL+before+31+Dec+2026+get+3.38%25+p.a.+%28EIR+4.49%25%29.%0AUntil+2026-12-31%0APromo+code%3A+RLHL%0ADBS+Home+Loan+customers+only%3B+code+RLHL+in+the+referrer+field%3B+approved+for+S%2420%2C000+or+more%3B+tenure+1+to+5+years.%0Ahttps%3A%2F%2Fspill.sg%2Fp%2Fdbs-posb-renovation-loan-3-38-for-home-loan-customers-2026-11-10&location=&startdt=2026-11-12&enddt=2027-01-01&allday=true
- Save and get a reminder when it starts: https://spill.sg/p/dbs-posb-renovation-loan-3-38-for-home-loan-customers-2026-11-10?save=1&remind=1

_From Spill. Source: dbs.com.sg. Terms can change._