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  "url": "https://spill.sg/p/dbs-posb-renovation-loan-3-38-for-home-loan-customers-2026-11-10",
  "brand": "DBS/POSB",
  "title": "Renovation loan at 3.38% p.a. for DBS home loan customers",
  "summary": "DBS home loan customers who apply for a renovation loan of S$20,000 or more with code RLHL before 31 Dec 2026 get 3.38% p.a. (EIR 4.49%).",
  "deal_type": "other",
  "badge": "3.38% p.a.",
  "price_sgd": null,
  "original_price_sgd": null,
  "start_date": null,
  "end_date": "2026-12-31",
  "time_note": null,
  "conditions": "DBS Home Loan customers only; code RLHL in the referrer field; approved for S$20,000 or more; tenure 1 to 5 years.",
  "details": [
    {
      "heading": "Rate",
      "lines": [
        "3.38% p.a. (EIR 4.49%)",
        "Loans up to S$30,000"
      ]
    },
    {
      "heading": "How to get it",
      "lines": [
        "Apply online before 31 Dec 2026",
        "Enter RLHL in the referrer code field (it can go after other referrer codes)",
        "Choose a tenure of 1 to 5 years; the loan must be approved for S$20,000 or more"
      ]
    },
    {
      "heading": "Good to know",
      "lines": [
        "Page example: S$30,000 over 5 years saves up to S$1,646.34 (illustration)",
        "T&Cs: 'Renovation loan RLHL promotion T&Cs' PDF on the page"
      ]
    }
  ],
  "promo_url": "https://www.dbs.com.sg/personal/loans/promotion/reno-loan-x-home-loan-promo",
  "booking_url": "https://www.dbs.com.sg/personal/loans/promotion/reno-loan-x-home-loan-promo",
  "pdf_url": "https://www.dbs.com.sg/iwov-resources/pdf/loan/reno-rlhl-promo-tnc.pdf",
  "promo_code": "RLHL",
  "coupons": [],
  "eligibility": [],
  "category": "finance",
  "status": "live",
  "all_outlets": false,
  "outlets": [],
  "hours_today": null,
  "posted_at": "2026-11-10T14:54:55.000Z",
  "source_url": "https://www.dbs.com.sg/personal/loans/promotion/reno-loan-x-home-loan-promo",
  "image_url": "https://www.dbs.com.sg/iwov-resources/media/images/loans/promotions/reno-loan-x-home-loan-promo/dbs-square-684x630.jpg",
  "original_url": "https://www.dbs.com.sg/personal/loans/promotion/reno-loan-x-home-loan-promo",
  "original_type": null,
  "original_text": null,
  "confidence": "high",
  "sponsored": false,
  "verified_by_brand": false,
  "updated_at": "2026-11-10T23:00:00+08:00",
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