# DBS/POSB: Personal Loan: 3% unlimited cashback, rates from 1.00% p.a.

Borrow at least S$10,000 on a DBS Personal Loan for 36 months or more with code DBSPL by 28 Feb 2027 and get 3% of the loan back in cash, with no cap.

- Deal: 3% (Cashback)
- When: Until 28 Feb
- Status on 2026-11-12: live
- Category: Cards & Banks
- Promo code: DBSPL
- Conditions: Code DBSPL; loan of at least S$10,000; tenure 36 months or longer; apply by 28 Feb 2027.
- Promotion page: https://www.dbs.com.sg/personal/loans/promotion/personal-loan
- Menu / poster (PDF): https://www.dbs.com.sg/iwov-resources/media/pdf/loans/promotions/personal-loan-promo-tnc.pdf
- Where: Not stated

## Details

### Personal Loan cashback
- 3% cashback on the loan amount, no cap
- Loan of S$10,000 or more with a tenure of 36 months or longer
- Apply with promo code DBSPL by 28 Feb 2027
- Cashback credited within 180 days of approval

### Interest rate
- From 1.00% p.a. (EIR 2.32% p.a.), the lowest published rate
- Your own rate depends on credit and income; digibank shows a personalised rate before you apply

### Cashline (needed to receive the loan)
- S$50 cashback when a new Cashline account opens with code DBSCL
- S$100 more for at least S$188 closing balance from Cashline withdrawals in the first two statement months
- Open and use it by 28 Feb 2027; credited within 180 days

### Good to know
- Fixed monthly repayments
- T&Cs: 'Personal loan promotion T&Cs' PDF on the page

- Confidence: high
- Last updated: 2026-11-10T23:00:00+08:00
- Page: https://spill.sg/p/dbs-posb-personal-loan-3-cashback-2026-11-10
- Add to calendar: https://spill.sg/p/dbs-posb-personal-loan-3-cashback-2026-11-10/calendar.ics (.ics: Apple, Outlook, Samsung) · Google: https://calendar.google.com/calendar/render?action=TEMPLATE&text=DBS%2FPOSB%3A+Personal+Loan%3A+3%25+unlimited+cashback%2C+rates+from+1.00%25+p.a.&dates=20261112%2F20270301&details=Borrow+at+least+S%2410%2C000+on+a+DBS+Personal+Loan+for+36+months+or+more+with+code+DBSPL+by+28+Feb+2027+and+get+3%25+of+the+loan+back+in+cash%2C+with+no+cap.%0AUntil+2027-02-28%0APromo+code%3A+DBSPL%0ACode+DBSPL%3B+loan+of+at+least+S%2410%2C000%3B+tenure+36+months+or+longer%3B+apply+by+28+Feb+2027.%0Ahttps%3A%2F%2Fspill.sg%2Fp%2Fdbs-posb-personal-loan-3-cashback-2026-11-10&location=&ctz=Asia%2FSingapore · Outlook.com: https://outlook.live.com/calendar/0/deeplink/compose?path=%2Fcalendar%2Faction%2Fcompose&rru=addevent&subject=DBS%2FPOSB%3A+Personal+Loan%3A+3%25+unlimited+cashback%2C+rates+from+1.00%25+p.a.&body=Borrow+at+least+S%2410%2C000+on+a+DBS+Personal+Loan+for+36+months+or+more+with+code+DBSPL+by+28+Feb+2027+and+get+3%25+of+the+loan+back+in+cash%2C+with+no+cap.%0AUntil+2027-02-28%0APromo+code%3A+DBSPL%0ACode+DBSPL%3B+loan+of+at+least+S%2410%2C000%3B+tenure+36+months+or+longer%3B+apply+by+28+Feb+2027.%0Ahttps%3A%2F%2Fspill.sg%2Fp%2Fdbs-posb-personal-loan-3-cashback-2026-11-10&location=&startdt=2026-11-12&enddt=2027-03-01&allday=true
- Save and get a reminder when it starts: https://spill.sg/p/dbs-posb-personal-loan-3-cashback-2026-11-10?save=1&remind=1

_From Spill. Source: dbs.com.sg. Terms can change._