{
  "id": "dbs-posb-personal-loan-3-cashback-2026-11-10",
  "url": "https://spill.sg/p/dbs-posb-personal-loan-3-cashback-2026-11-10",
  "brand": "DBS/POSB",
  "title": "Personal Loan: 3% unlimited cashback, rates from 1.00% p.a.",
  "summary": "Borrow at least S$10,000 on a DBS Personal Loan for 36 months or more with code DBSPL by 28 Feb 2027 and get 3% of the loan back in cash, with no cap.",
  "deal_type": "cashback",
  "badge": "3%",
  "price_sgd": null,
  "original_price_sgd": null,
  "start_date": null,
  "end_date": "2027-02-28",
  "time_note": null,
  "conditions": "Code DBSPL; loan of at least S$10,000; tenure 36 months or longer; apply by 28 Feb 2027.",
  "details": [
    {
      "heading": "Personal Loan cashback",
      "lines": [
        "3% cashback on the loan amount, no cap",
        "Loan of S$10,000 or more with a tenure of 36 months or longer",
        "Apply with promo code DBSPL by 28 Feb 2027",
        "Cashback credited within 180 days of approval"
      ]
    },
    {
      "heading": "Interest rate",
      "lines": [
        "From 1.00% p.a. (EIR 2.32% p.a.), the lowest published rate",
        "Your own rate depends on credit and income; digibank shows a personalised rate before you apply"
      ]
    },
    {
      "heading": "Cashline (needed to receive the loan)",
      "lines": [
        "S$50 cashback when a new Cashline account opens with code DBSCL",
        "S$100 more for at least S$188 closing balance from Cashline withdrawals in the first two statement months",
        "Open and use it by 28 Feb 2027; credited within 180 days"
      ]
    },
    {
      "heading": "Good to know",
      "lines": [
        "Fixed monthly repayments",
        "T&Cs: 'Personal loan promotion T&Cs' PDF on the page"
      ]
    }
  ],
  "promo_url": "https://www.dbs.com.sg/personal/loans/promotion/personal-loan",
  "booking_url": "https://www.dbs.com.sg/personal/loans/promotion/personal-loan",
  "pdf_url": "https://www.dbs.com.sg/iwov-resources/media/pdf/loans/promotions/personal-loan-promo-tnc.pdf",
  "promo_code": "DBSPL",
  "coupons": [],
  "eligibility": [],
  "category": "finance",
  "status": "live",
  "all_outlets": false,
  "outlets": [],
  "hours_today": null,
  "posted_at": "2026-11-10T14:54:49.000Z",
  "source_url": "https://www.dbs.com.sg/personal/loans/promotion/personal-loan",
  "image_url": "https://www.dbs.com.sg/iwov-resources/media/images/redesign/promotions/loans/personal-loan/pl-pweb-1410x1058.jpg",
  "original_url": "https://www.dbs.com.sg/personal/loans/promotion/personal-loan",
  "original_type": null,
  "original_text": null,
  "confidence": "high",
  "sponsored": false,
  "verified_by_brand": false,
  "updated_at": "2026-11-10T23:00:00+08:00",
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