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  "brand": "DBS/POSB",
  "title": "S$68 or S$138 digiPortfolio credits when you invest or insure",
  "summary": "Invest at least S$10,000 in CIO Insights Funds, or take up an eligible Manulife or DBS insurance plan, by 30 Nov 2026 to get S$68 in digiPortfolio credits; S$18,000 in funds, or a bigger plan (S$10,800 a year or a S$18,000 single premium), gets S$138.",
  "deal_type": "free_gift",
  "badge": "Free gift",
  "price_sgd": 68,
  "original_price_sgd": null,
  "start_date": null,
  "end_date": "2026-11-30",
  "time_note": null,
  "conditions": "Apply by 30 Nov 2026 (policy issued by the 7th of the next month); one gift per customer, the higher one; claim in digibank by the end of the claim month.",
  "details": [
    {
      "heading": "S$68 in digiPortfolio credits",
      "lines": [
        "CIO Insights Funds: at least S$10,000 in total in the period (not RSP, CPF or SRS money; retail customers)",
        "Protection plan with an annual premium of at least S$500 (LifeReady, ManuProtect Decreasing, ManuProtect Term, Manulife Early CompleteCare)",
        "Regular premium participating or investment-linked plan of at least S$6,000 a year (Manulife FlexiRetire, GrowSecure, InvestReady, IncomeBoost and others)",
        "SavvySpring(II), RetireSavvy, or a single premium plan of at least S$10,000 (not Manulife Goal series)"
      ]
    },
    {
      "heading": "S$138 in digiPortfolio credits",
      "lines": [
        "CIO Insights Funds: at least S$18,000 in total in the period (not RSP, CPF or SRS)",
        "Regular premium participating or investment-linked plan of at least S$10,800 a year",
        "Single premium plan of at least S$18,000 (Manulife Goal series)"
      ]
    },
    {
      "heading": "How to claim",
      "lines": [
        "A digibank notification or email comes between the 15th and the end of the following month",
        "digibank: digiWealth, then 'Claim now' on the promotion card (Plan or Invest tab)",
        "The portfolio is created within 14 business days; unclaimed by month end means no gift"
      ]
    },
    {
      "heading": "Good to know",
      "lines": [
        "One gift per customer: the higher amount you qualify for",
        "Policies issued after the 7th of the next month count for the following month",
        "T&Cs: 'Kickstart your investment journey 2026 Promotion' PDF on the page",
        "Life insurance is a long-term commitment; early surrender can cost more than premiums paid"
      ]
    }
  ],
  "promo_url": "https://www.dbs.com.sg/personal/investments/promotion/digiportfolio",
  "booking_url": "https://www.dbs.com.sg/personal/investments/promotion/digiportfolio",
  "pdf_url": "https://www.dbs.com.sg/iwov-resources/media/pdf/deposits/promotions/terms-and-conditions-kickstart-your-investment-journey-2026-promotion.pdf",
  "promo_code": null,
  "coupons": [],
  "eligibility": [],
  "category": "finance",
  "status": "live",
  "all_outlets": false,
  "outlets": [],
  "hours_today": null,
  "posted_at": "2026-11-10T14:54:43.000Z",
  "source_url": "https://www.dbs.com.sg/personal/investments/promotion/digiportfolio",
  "image_url": "https://www.dbs.com.sg/iwov-resources/media/images/deposits/promotions/digiportfolio_promo/digiportfolio-promo3-684x630.jpg",
  "original_url": "https://www.dbs.com.sg/personal/investments/promotion/digiportfolio",
  "original_type": null,
  "original_text": null,
  "confidence": "high",
  "sponsored": false,
  "verified_by_brand": false,
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