# Citibank International Personal Bank: USD time deposit up to 4.50% p.a.

Citigold and Citigold Private Client clients of Citibank International Personal Bank (IPB) get 4.00% p.a. on a 3-month and 4.50% p.a. on a 6-month USD time deposit with new funds placed 1 to 30 Nov 2026.

- Deal: 4.50% p.a. (Deal)
- When: 1 Nov – 30 Nov
- Status on 2026-11-12: live
- Category: Cards & Banks
- Conditions: For Citibank International Personal Bank (IPB) Citigold and Citigold Private Client clients; new funds only; place through a Client Advisor (not online or in the app) by 30 Nov 2026; new-to-bank clients need total AUM of US$200,000 (Citigold) or US$1,000,000 (Citigold Private Client) when the deposit is placed.
- Promotion page: https://www.citibank.com.sg/static/all-promo#:~:text=Exclusive%20USD%20Time%20Deposit%20Promotions
- Menu / poster (PDF): https://www.citibank.com.sg/pdf/wealth-management/citigold/privilges-and-offers/promotions/time-deposit-offer-ntb-onshore.pdf
- Where: Not stated

## Details

### New-to-bank IPB Citigold / Citigold Private Client
- New funds US$200,000 to US$5,000,000
- 3 months: 4.00% p.a.
- 6 months: 4.50% p.a.
- Total AUM at least US$200,000 (Citigold) or US$1,000,000 (Citigold Private Client) when the deposit is placed
- New to Citi: no primary Citi account or relationship in the last 24 months

### Existing IPB Citigold and Citigold Private Client
- New funds US$5,000 to US$5,000,000
- 3 months: 4.00% p.a.; 6 months: 4.50% p.a.

### Good to know
- Placement period 1 to 30 Nov 2026
- New funds must not come from an existing Citi account
- Promotional rates cannot be combined with other promotions
- Early withdrawal to send money out of Citi has a charge; at maturity the deposit rolls over at board rates unless you give instructions
- Foreign currency deposits are not insured by SDIC; exchange rates can cause a loss
- T&Cs: Citi New-to-Bank New Funds Time Deposit Promotion (IPB); IPB Citigold USD Time Deposit T&Cs (PDF)

- Confidence: high
- Last updated: 2026-11-11T09:17:55+08:00
- Page: https://spill.sg/p/citibank-usd-time-deposit-promo-2026-11-01
- Add to calendar: https://spill.sg/p/citibank-usd-time-deposit-promo-2026-11-01/calendar.ics (.ics: Apple, Outlook, Samsung) · Google: https://calendar.google.com/calendar/render?action=TEMPLATE&text=Citibank+International+Personal+Bank%3A+USD+time+deposit+up+to+4.50%25+p.a.&dates=20261112%2F20261201&details=Citigold+and+Citigold+Private+Client+clients+of+Citibank+International+Personal+Bank+%28IPB%29+get+4.00%25+p.a.+on+a+3-month+and+4.50%25+p.a.+on+a+6-month+USD+time+deposit+with+new+funds+placed+1+to+30+Nov+2026.%0AUntil+2026-11-30%0AFor+Citibank+International+Personal+Bank+%28IPB%29+Citigold+and+Citigold+Private+Client+clients%3B+new+funds+only%3B+place+through+a+Client+Advisor+%28not+online+or+in+the+app%29+by+30+Nov+2026%3B+new-to-bank+clients+need+total+AUM+of+US%24200%2C000+%28Citigold%29+or+US%241%2C000%2C000+%28Citigold+Private+Client%29+when+the+deposit+is+placed.%0Ahttps%3A%2F%2Fspill.sg%2Fp%2Fcitibank-usd-time-deposit-promo-2026-11-01&location=&ctz=Asia%2FSingapore · Outlook.com: https://outlook.live.com/calendar/0/deeplink/compose?path=%2Fcalendar%2Faction%2Fcompose&rru=addevent&subject=Citibank+International+Personal+Bank%3A+USD+time+deposit+up+to+4.50%25+p.a.&body=Citigold+and+Citigold+Private+Client+clients+of+Citibank+International+Personal+Bank+%28IPB%29+get+4.00%25+p.a.+on+a+3-month+and+4.50%25+p.a.+on+a+6-month+USD+time+deposit+with+new+funds+placed+1+to+30+Nov+2026.%0AUntil+2026-11-30%0AFor+Citibank+International+Personal+Bank+%28IPB%29+Citigold+and+Citigold+Private+Client+clients%3B+new+funds+only%3B+place+through+a+Client+Advisor+%28not+online+or+in+the+app%29+by+30+Nov+2026%3B+new-to-bank+clients+need+total+AUM+of+US%24200%2C000+%28Citigold%29+or+US%241%2C000%2C000+%28Citigold+Private+Client%29+when+the+deposit+is+placed.%0Ahttps%3A%2F%2Fspill.sg%2Fp%2Fcitibank-usd-time-deposit-promo-2026-11-01&location=&startdt=2026-11-12&enddt=2026-12-01&allday=true
- Save and get a reminder when it starts: https://spill.sg/p/citibank-usd-time-deposit-promo-2026-11-01?save=1&remind=1

_From Spill. Source: citibank.com.sg. Terms can change._