{
  "id": "citibank-usd-time-deposit-promo-2026-11-01",
  "url": "https://spill.sg/p/citibank-usd-time-deposit-promo-2026-11-01",
  "brand": "Citibank",
  "title": "Citibank International Personal Bank: USD time deposit up to 4.50% p.a.",
  "summary": "Citigold and Citigold Private Client clients of Citibank International Personal Bank (IPB) get 4.00% p.a. on a 3-month and 4.50% p.a. on a 6-month USD time deposit with new funds placed 1 to 30 Nov 2026.",
  "deal_type": "other",
  "badge": "4.50% p.a.",
  "price_sgd": null,
  "original_price_sgd": null,
  "start_date": "2026-11-01",
  "end_date": "2026-11-30",
  "time_note": null,
  "conditions": "For Citibank International Personal Bank (IPB) Citigold and Citigold Private Client clients; new funds only; place through a Client Advisor (not online or in the app) by 30 Nov 2026; new-to-bank clients need total AUM of US$200,000 (Citigold) or US$1,000,000 (Citigold Private Client) when the deposit is placed.",
  "details": [
    {
      "heading": "New-to-bank IPB Citigold / Citigold Private Client",
      "lines": [
        "New funds US$200,000 to US$5,000,000",
        "3 months: 4.00% p.a.",
        "6 months: 4.50% p.a.",
        "Total AUM at least US$200,000 (Citigold) or US$1,000,000 (Citigold Private Client) when the deposit is placed",
        "New to Citi: no primary Citi account or relationship in the last 24 months"
      ]
    },
    {
      "heading": "Existing IPB Citigold and Citigold Private Client",
      "lines": [
        "New funds US$5,000 to US$5,000,000",
        "3 months: 4.00% p.a.; 6 months: 4.50% p.a."
      ]
    },
    {
      "heading": "Good to know",
      "lines": [
        "Placement period 1 to 30 Nov 2026",
        "New funds must not come from an existing Citi account",
        "Promotional rates cannot be combined with other promotions",
        "Early withdrawal to send money out of Citi has a charge; at maturity the deposit rolls over at board rates unless you give instructions",
        "Foreign currency deposits are not insured by SDIC; exchange rates can cause a loss",
        "T&Cs: Citi New-to-Bank New Funds Time Deposit Promotion (IPB); IPB Citigold USD Time Deposit T&Cs (PDF)"
      ]
    }
  ],
  "promo_url": "https://www.citibank.com.sg/static/all-promo#:~:text=Exclusive%20USD%20Time%20Deposit%20Promotions",
  "booking_url": "https://www.citibank.com.sg/static/all-promo#:~:text=Exclusive%20USD%20Time%20Deposit%20Promotions",
  "pdf_url": "https://www.citibank.com.sg/pdf/wealth-management/citigold/privilges-and-offers/promotions/time-deposit-offer-ntb-onshore.pdf",
  "promo_code": null,
  "coupons": [],
  "eligibility": [],
  "category": "finance",
  "status": "live",
  "all_outlets": false,
  "outlets": [],
  "hours_today": null,
  "posted_at": "2026-10-31T16:00:00.000Z",
  "source_url": "https://www.citibank.com.sg/static/all-promo",
  "image_url": "https://spill.sg/deal-img/citibank-usd-time-deposit-promo-2026-11-01.webp?v=4024082dd2",
  "original_url": "https://www.citibank.com.sg/static/all-promo",
  "original_type": "website",
  "original_text": "Citi promotions let you enjoy special banking, credit card & investment deals. Get exclusive cashback, rewards & offers. Check out the latest offers today!",
  "confidence": "high",
  "sponsored": false,
  "verified_by_brand": false,
  "updated_at": "2026-11-11T09:17:55+08:00",
  "calendar": {
    "ics": "https://spill.sg/p/citibank-usd-time-deposit-promo-2026-11-01/calendar.ics",
    "google": "https://calendar.google.com/calendar/render?action=TEMPLATE&text=Citibank+International+Personal+Bank%3A+USD+time+deposit+up+to+4.50%25+p.a.&dates=20261112%2F20261201&details=Citigold+and+Citigold+Private+Client+clients+of+Citibank+International+Personal+Bank+%28IPB%29+get+4.00%25+p.a.+on+a+3-month+and+4.50%25+p.a.+on+a+6-month+USD+time+deposit+with+new+funds+placed+1+to+30+Nov+2026.%0AUntil+2026-11-30%0AFor+Citibank+International+Personal+Bank+%28IPB%29+Citigold+and+Citigold+Private+Client+clients%3B+new+funds+only%3B+place+through+a+Client+Advisor+%28not+online+or+in+the+app%29+by+30+Nov+2026%3B+new-to-bank+clients+need+total+AUM+of+US%24200%2C000+%28Citigold%29+or+US%241%2C000%2C000+%28Citigold+Private+Client%29+when+the+deposit+is+placed.%0Ahttps%3A%2F%2Fspill.sg%2Fp%2Fcitibank-usd-time-deposit-promo-2026-11-01&location=&ctz=Asia%2FSingapore",
    "outlook": "https://outlook.live.com/calendar/0/deeplink/compose?path=%2Fcalendar%2Faction%2Fcompose&rru=addevent&subject=Citibank+International+Personal+Bank%3A+USD+time+deposit+up+to+4.50%25+p.a.&body=Citigold+and+Citigold+Private+Client+clients+of+Citibank+International+Personal+Bank+%28IPB%29+get+4.00%25+p.a.+on+a+3-month+and+4.50%25+p.a.+on+a+6-month+USD+time+deposit+with+new+funds+placed+1+to+30+Nov+2026.%0AUntil+2026-11-30%0AFor+Citibank+International+Personal+Bank+%28IPB%29+Citigold+and+Citigold+Private+Client+clients%3B+new+funds+only%3B+place+through+a+Client+Advisor+%28not+online+or+in+the+app%29+by+30+Nov+2026%3B+new-to-bank+clients+need+total+AUM+of+US%24200%2C000+%28Citigold%29+or+US%241%2C000%2C000+%28Citigold+Private+Client%29+when+the+deposit+is+placed.%0Ahttps%3A%2F%2Fspill.sg%2Fp%2Fcitibank-usd-time-deposit-promo-2026-11-01&location=&startdt=2026-11-12&enddt=2026-12-01&allday=true",
    "office365": "https://outlook.office.com/calendar/0/deeplink/compose?path=%2Fcalendar%2Faction%2Fcompose&rru=addevent&subject=Citibank+International+Personal+Bank%3A+USD+time+deposit+up+to+4.50%25+p.a.&body=Citigold+and+Citigold+Private+Client+clients+of+Citibank+International+Personal+Bank+%28IPB%29+get+4.00%25+p.a.+on+a+3-month+and+4.50%25+p.a.+on+a+6-month+USD+time+deposit+with+new+funds+placed+1+to+30+Nov+2026.%0AUntil+2026-11-30%0AFor+Citibank+International+Personal+Bank+%28IPB%29+Citigold+and+Citigold+Private+Client+clients%3B+new+funds+only%3B+place+through+a+Client+Advisor+%28not+online+or+in+the+app%29+by+30+Nov+2026%3B+new-to-bank+clients+need+total+AUM+of+US%24200%2C000+%28Citigold%29+or+US%241%2C000%2C000+%28Citigold+Private+Client%29+when+the+deposit+is+placed.%0Ahttps%3A%2F%2Fspill.sg%2Fp%2Fcitibank-usd-time-deposit-promo-2026-11-01&location=&startdt=2026-11-12&enddt=2026-12-01&allday=true",
    "yahoo": "https://calendar.yahoo.com/?v=60&title=Citibank+International+Personal+Bank%3A+USD+time+deposit+up+to+4.50%25+p.a.&st=20261112&et=20261130&dur=allday&desc=Citigold+and+Citigold+Private+Client+clients+of+Citibank+International+Personal+Bank+%28IPB%29+get+4.00%25+p.a.+on+a+3-month+and+4.50%25+p.a.+on+a+6-month+USD+time+deposit+with+new+funds+placed+1+to+30+Nov+2026.%0AUntil+2026-11-30%0AFor+Citibank+International+Personal+Bank+%28IPB%29+Citigold+and+Citigold+Private+Client+clients%3B+new+funds+only%3B+place+through+a+Client+Advisor+%28not+online+or+in+the+app%29+by+30+Nov+2026%3B+new-to-bank+clients+need+total+AUM+of+US%24200%2C000+%28Citigold%29+or+US%241%2C000%2C000+%28Citigold+Private+Client%29+when+the+deposit+is+placed.%0Ahttps%3A%2F%2Fspill.sg%2Fp%2Fcitibank-usd-time-deposit-promo-2026-11-01&in_loc="
  },
  "links": {
    "page": "https://spill.sg/p/citibank-usd-time-deposit-promo-2026-11-01",
    "markdown": "https://spill.sg/p/citibank-usd-time-deposit-promo-2026-11-01.md",
    "json": "https://spill.sg/p/citibank-usd-time-deposit-promo-2026-11-01.json",
    "calendar_ics": "https://spill.sg/p/citibank-usd-time-deposit-promo-2026-11-01/calendar.ics",
    "save": "https://spill.sg/p/citibank-usd-time-deposit-promo-2026-11-01?save=1",
    "save_and_remind": "https://spill.sg/p/citibank-usd-time-deposit-promo-2026-11-01?save=1&remind=1"
  },
  "data_updated_at": "2026-11-12T23:11:16+08:00"
}