# Citibank: Citi SMRT card: S$300 cash back welcome gift

New Citi cardmembers who apply online for the Citi SMRT card and spend S$800 in the first 2 months get S$300 cash back.

- Deal: Cashback (Cashback)
- When: 1 Mar – 31 Mar
- Status on 2026-11-12: live
- Category: Cards & Banks
- Price: S$300
- Conditions: New Citi credit card main cardmembers applying online; S$800 qualifying spend within 2 calendar months of the account opening month.
- Promotion page: https://www.citibank.com.sg/credit-cards/cashback/smrt-credit-card
- Menu / poster (PDF): https://www.citibank.com.sg/global_docs/pdf/citi-smrt-acquisition-promotion.pdf
- Where: Not stated

## Details

### Welcome gift
- S$300 cash back
- Spend S$800 on retail purchases in the opening month plus the next 2 calendar months

### Card savings on the page
- 5% savings (as SMRT$) on groceries, online purchases, Malaysian Ringgit spend, and taxi, ride-hailing and SimplyGo public transport rides
- 5% needs at least S$500 spend per statement month; otherwise 0.3% base rate
- SMRT$ can be redeemed for cash rebates or shopping vouchers

### Good to know
- New Citi credit card main cardmembers who apply online only: no Citi credit card as main cardmember now, none closed in the last 12 months, no pending application
- Card must be approved and opened within 30 days of applying
- Spend counts from the month the account opens plus 2 calendar months (opened 12 Aug: spend by end Oct); main and supplementary card spend both count
- Excluded: instalment plans, Citi PayLite/FlexiBill, cash advance, bill payments, fees, interest, and Citi PayAll payments made with the zero-fee option; refunds reduce the spend
- Credited within 3 calendar months after the qualifying spend period
- Not valid with other card sign-up offers unless stated
- Promotion valid 1 Mar 2026 to 31 Mar 2027
- T&Cs: Citi SMRT Card S$300 Cash Back Welcome Gift Promotion (PDF)

- Confidence: high
- Last updated: 2026-11-11T07:14:52+08:00
- Page: https://spill.sg/p/citibank-smrt-card-s300-welcome-2026-03-01
- Add to calendar: https://spill.sg/p/citibank-smrt-card-s300-welcome-2026-03-01/calendar.ics (.ics: Apple, Outlook, Samsung) · Google: https://calendar.google.com/calendar/render?action=TEMPLATE&text=Citibank%3A+Citi+SMRT+card%3A+S%24300+cash+back+welcome+gift&dates=20261112%2F20270401&details=New+Citi+cardmembers+who+apply+online+for+the+Citi+SMRT+card+and+spend+S%24800+in+the+first+2+months+get+S%24300+cash+back.%0AUntil+2027-03-31%0ANew+Citi+credit+card+main+cardmembers+applying+online%3B+S%24800+qualifying+spend+within+2+calendar+months+of+the+account+opening+month.%0Ahttps%3A%2F%2Fspill.sg%2Fp%2Fcitibank-smrt-card-s300-welcome-2026-03-01&location=&ctz=Asia%2FSingapore · Outlook.com: https://outlook.live.com/calendar/0/deeplink/compose?path=%2Fcalendar%2Faction%2Fcompose&rru=addevent&subject=Citibank%3A+Citi+SMRT+card%3A+S%24300+cash+back+welcome+gift&body=New+Citi+cardmembers+who+apply+online+for+the+Citi+SMRT+card+and+spend+S%24800+in+the+first+2+months+get+S%24300+cash+back.%0AUntil+2027-03-31%0ANew+Citi+credit+card+main+cardmembers+applying+online%3B+S%24800+qualifying+spend+within+2+calendar+months+of+the+account+opening+month.%0Ahttps%3A%2F%2Fspill.sg%2Fp%2Fcitibank-smrt-card-s300-welcome-2026-03-01&location=&startdt=2026-11-12&enddt=2027-04-01&allday=true
- Save and get a reminder when it starts: https://spill.sg/p/citibank-smrt-card-s300-welcome-2026-03-01?save=1&remind=1

_From Spill. Source: citibank.com.sg. Terms can change._