{
  "id": "citibank-smrt-card-s300-welcome-2026-03-01",
  "url": "https://spill.sg/p/citibank-smrt-card-s300-welcome-2026-03-01",
  "brand": "Citibank",
  "title": "Citi SMRT card: S$300 cash back welcome gift",
  "summary": "New Citi cardmembers who apply online for the Citi SMRT card and spend S$800 in the first 2 months get S$300 cash back.",
  "deal_type": "cashback",
  "badge": "Cashback",
  "price_sgd": 300,
  "original_price_sgd": null,
  "start_date": "2026-03-01",
  "end_date": "2027-03-31",
  "time_note": null,
  "conditions": "New Citi credit card main cardmembers applying online; S$800 qualifying spend within 2 calendar months of the account opening month.",
  "details": [
    {
      "heading": "Welcome gift",
      "lines": [
        "S$300 cash back",
        "Spend S$800 on retail purchases in the opening month plus the next 2 calendar months"
      ]
    },
    {
      "heading": "Card savings on the page",
      "lines": [
        "5% savings (as SMRT$) on groceries, online purchases, Malaysian Ringgit spend, and taxi, ride-hailing and SimplyGo public transport rides",
        "5% needs at least S$500 spend per statement month; otherwise 0.3% base rate",
        "SMRT$ can be redeemed for cash rebates or shopping vouchers"
      ]
    },
    {
      "heading": "Good to know",
      "lines": [
        "New Citi credit card main cardmembers who apply online only: no Citi credit card as main cardmember now, none closed in the last 12 months, no pending application",
        "Card must be approved and opened within 30 days of applying",
        "Spend counts from the month the account opens plus 2 calendar months (opened 12 Aug: spend by end Oct); main and supplementary card spend both count",
        "Excluded: instalment plans, Citi PayLite/FlexiBill, cash advance, bill payments, fees, interest, and Citi PayAll payments made with the zero-fee option; refunds reduce the spend",
        "Credited within 3 calendar months after the qualifying spend period",
        "Not valid with other card sign-up offers unless stated",
        "Promotion valid 1 Mar 2026 to 31 Mar 2027",
        "T&Cs: Citi SMRT Card S$300 Cash Back Welcome Gift Promotion (PDF)"
      ]
    }
  ],
  "promo_url": "https://www.citibank.com.sg/credit-cards/cashback/smrt-credit-card",
  "booking_url": "https://www.citibank.com.sg/credit-cards/cashback/smrt-credit-card",
  "pdf_url": "https://www.citibank.com.sg/global_docs/pdf/citi-smrt-acquisition-promotion.pdf",
  "promo_code": null,
  "coupons": [],
  "eligibility": [],
  "category": "finance",
  "status": "live",
  "all_outlets": false,
  "outlets": [],
  "hours_today": null,
  "posted_at": "2026-02-28T16:00:00.000Z",
  "source_url": "https://www.citibank.com.sg/credit-cards/cashback/smrt-credit-card",
  "image_url": "https://spill.sg/deal-img/citibank-smrt-card-s300-welcome-2026-03-01.webp?v=beda17bd72",
  "original_url": "https://www.citibank.com.sg/credit-cards/cashback/smrt-credit-card",
  "original_type": null,
  "original_text": null,
  "confidence": "high",
  "sponsored": false,
  "verified_by_brand": false,
  "updated_at": "2026-11-11T07:14:52+08:00",
  "calendar": {
    "ics": "https://spill.sg/p/citibank-smrt-card-s300-welcome-2026-03-01/calendar.ics",
    "google": "https://calendar.google.com/calendar/render?action=TEMPLATE&text=Citibank%3A+Citi+SMRT+card%3A+S%24300+cash+back+welcome+gift&dates=20261112%2F20270401&details=New+Citi+cardmembers+who+apply+online+for+the+Citi+SMRT+card+and+spend+S%24800+in+the+first+2+months+get+S%24300+cash+back.%0AUntil+2027-03-31%0ANew+Citi+credit+card+main+cardmembers+applying+online%3B+S%24800+qualifying+spend+within+2+calendar+months+of+the+account+opening+month.%0Ahttps%3A%2F%2Fspill.sg%2Fp%2Fcitibank-smrt-card-s300-welcome-2026-03-01&location=&ctz=Asia%2FSingapore",
    "outlook": "https://outlook.live.com/calendar/0/deeplink/compose?path=%2Fcalendar%2Faction%2Fcompose&rru=addevent&subject=Citibank%3A+Citi+SMRT+card%3A+S%24300+cash+back+welcome+gift&body=New+Citi+cardmembers+who+apply+online+for+the+Citi+SMRT+card+and+spend+S%24800+in+the+first+2+months+get+S%24300+cash+back.%0AUntil+2027-03-31%0ANew+Citi+credit+card+main+cardmembers+applying+online%3B+S%24800+qualifying+spend+within+2+calendar+months+of+the+account+opening+month.%0Ahttps%3A%2F%2Fspill.sg%2Fp%2Fcitibank-smrt-card-s300-welcome-2026-03-01&location=&startdt=2026-11-12&enddt=2027-04-01&allday=true",
    "office365": "https://outlook.office.com/calendar/0/deeplink/compose?path=%2Fcalendar%2Faction%2Fcompose&rru=addevent&subject=Citibank%3A+Citi+SMRT+card%3A+S%24300+cash+back+welcome+gift&body=New+Citi+cardmembers+who+apply+online+for+the+Citi+SMRT+card+and+spend+S%24800+in+the+first+2+months+get+S%24300+cash+back.%0AUntil+2027-03-31%0ANew+Citi+credit+card+main+cardmembers+applying+online%3B+S%24800+qualifying+spend+within+2+calendar+months+of+the+account+opening+month.%0Ahttps%3A%2F%2Fspill.sg%2Fp%2Fcitibank-smrt-card-s300-welcome-2026-03-01&location=&startdt=2026-11-12&enddt=2027-04-01&allday=true",
    "yahoo": "https://calendar.yahoo.com/?v=60&title=Citibank%3A+Citi+SMRT+card%3A+S%24300+cash+back+welcome+gift&st=20261112&et=20270331&dur=allday&desc=New+Citi+cardmembers+who+apply+online+for+the+Citi+SMRT+card+and+spend+S%24800+in+the+first+2+months+get+S%24300+cash+back.%0AUntil+2027-03-31%0ANew+Citi+credit+card+main+cardmembers+applying+online%3B+S%24800+qualifying+spend+within+2+calendar+months+of+the+account+opening+month.%0Ahttps%3A%2F%2Fspill.sg%2Fp%2Fcitibank-smrt-card-s300-welcome-2026-03-01&in_loc="
  },
  "links": {
    "page": "https://spill.sg/p/citibank-smrt-card-s300-welcome-2026-03-01",
    "markdown": "https://spill.sg/p/citibank-smrt-card-s300-welcome-2026-03-01.md",
    "json": "https://spill.sg/p/citibank-smrt-card-s300-welcome-2026-03-01.json",
    "calendar_ics": "https://spill.sg/p/citibank-smrt-card-s300-welcome-2026-03-01/calendar.ics",
    "save": "https://spill.sg/p/citibank-smrt-card-s300-welcome-2026-03-01?save=1",
    "save_and_remind": "https://spill.sg/p/citibank-smrt-card-s300-welcome-2026-03-01?save=1&remind=1"
  },
  "data_updated_at": "2026-11-12T14:08:26+08:00"
}